Personal loans in Easley, SC
To lend to Easley's 26,386 residents, a company must hold a South Carolina licence, and each sourced row below names the regulator behind it. An estimated 26,386 people make their home in Easley, a figure that ranks 22nd in South Carolina.
If you are weighing a personal loan in Easley, start from the payment you can carry; its 26,386 residents face the same statewide rules. The 2020 count to the 2023 estimate shows about 14.9% growth in Easley. If debt is already a strain, a nonprofit credit counsellor can help Easley residents before they take on more. The next larger city is Greenville, SC about 12 miles away.
Easley: the sourced local profile
What follows is Easley's place in the Census record, alongside the South Carolina rules that govern a personal loan made here.
- Population: 26,386 — Easley ranks 22nd of 271 communities in South Carolina (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 14.9% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 3,421 residents.
- Size percentile: roughly 92% of South Carolina's places have fewer residents than Easley's 26,386.
- Density: the Census land area of 13.2 sq mi holds about 2,006 people per square mile.
- By land area: Easley ranks 32nd among South Carolina's 271 places, at 13.2 sq mi.
- Water: Easley holds about 0.02 square miles, the 97th-largest water area in South Carolina.
- Within South Carolina: about 1.3% of the state's population lives in Easley.
- Nationally: Easley is the 1,479th-largest of 19,457 Census places in the dataset.
- Growth in South Carolina: Easley stands 10th by percentage change from 2020 to 2023, among 271 places.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Easley's 14.9%.
- Density rank: Easley places 13th among South Carolina's places by people per square mile.
- Density in context: Easley's 2,006 people per square mile sit against a South Carolina median of 584.
- Location: 34.8198, -82.5822 (Census Gazetteer coordinates).
- Nearest larger cities: Greenville (12 mi); Mauldin (16 mi); Simpsonville (20 mi); Anderson (21 mi); Greer (21 mi). Lenders licensed in the state serve Easley whether or not they keep a local branch.
- Smaller communities close by: Liberty (7 mi); Pickens (9 mi); Norris (10 mi), each with its own Census population profile.
- Smaller places within 50 miles: 77 of them.
- Within 100 miles: 12 places are larger than Easley.
The state rulebook for Easley
For the roughly 26,386 residents of Easley, the rules below are South Carolina's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Easley: area, density and distance
Easley covers about 13.2 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,006 people per square mile. The state's population centre of gravity, Charleston, is roughly 203 miles away. Easley has 6 larger places within a 50-mile radius. Within the same 50 miles lie 77 smaller Census places.
Easley in state context
Set beside South Carolina's 271 places, Easley ranks 22nd by population and holds about 1.3% of the state total. For population change between 2020 and 2023, Easley ranks 10th of 271 in South Carolina (about the 96th percentile). By density, at about 2,006 people per square mile, it ranks 13th in South Carolina. Between 2020 and 2023 the count changed by roughly 3,421 residents.
Inside a Easley personal loan
Easley is a smaller city of about 26,386 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Easley lender to disclose the APR and finance charge before you sign. The term you choose in Easley decides the split between a comfortable payment and the total interest you pay.
What is available to Easley borrowers
At roughly 2,006 people per square mile, Easley is fairly dense; 6 larger places lie within 50 miles. Lenders licensed in South Carolina reach Easley's 26,386 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Greenville, SC about 12 miles away.
Common questions
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Nearby places
- Liberty, SC — population 3,309
- Pickens, SC — population 3,391
- Norris, SC — population 747
- Travelers Rest, SC — population 8,750
- West Pelzer, SC — population 1,006
- Pelzer, SC — population 1,403
- Central, SC — population 5,322
- Greenville, SC — population 72,824