Personal loans in Mauldin, SC
With an estimated 28,010 residents, Mauldin is the 19th-largest of 271 places in South Carolina. In Mauldin, one of 271 Census places in South Carolina, the figure to compare across lenders is the APR, not the advertised rate.
Population in Mauldin climbed about 13.2% over the three years from 2020 to 2023. Judge Mauldin offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Mauldin's 28,010 residents is governed by South Carolina statute; no city ordinance changes it. The closest larger city is Greenville, SC about 5 miles away.
Where Mauldin stands
Here is the sourced Census picture for Mauldin, plus the South Carolina lending rules that apply to a loan taken out here.
- Population: an estimated 28,010 residents, 19th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 13.2% since the 2020 count.
- Absolute change: 3,264 residents added between 2020 and 2023.
- Size percentile: roughly 93% of South Carolina places rank below Mauldin.
- Population density: about 2,256 people per square mile across 12.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Mauldin's 12.4 square miles rank 34th of 271 places in South Carolina.
- Water: Mauldin holds about 0.06 square miles, the 67th-largest water area in South Carolina.
- Within South Carolina: about 1.4% of the state's population lives in Mauldin.
- National rank: Mauldin sits 1,398th by population among the 19,457 places in this dataset.
- Growth rank: Mauldin's 2020-to-2023 change ranks 14th of 271 places in South Carolina.
- Versus South Carolina: the state average change is +2.6%, while Mauldin moved 13.2%.
- Density rank: Mauldin is the 6th most densely settled place in South Carolina.
- Density in context: Mauldin's 2,256 people per square mile sit against a South Carolina median of 584.
- Location: 34.7810, -82.3042 (Census Gazetteer coordinates).
- Nearest larger cities: Greenville (5 mi); Greer (11 mi); Spartanburg (24 mi); Anderson (26 mi); Asheville (56 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Simpsonville (5 mi); Fountain Inn (8 mi); Reidville (12 mi).
- Smaller places within 50 miles: 75 of them.
- At 100 miles: 18 larger Census places fall inside that radius.
Mauldin: area, density and distance
Mauldin covers about 12.4 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). With 28,010 residents, the land area yields roughly 2,256 people per square mile. The largest place in South Carolina, Charleston, lies about 190 miles away. Counting outward 50 miles, 4 larger communities surround Mauldin. The 100-mile radius contains 18 larger places.
How personal loans work in Mauldin
Most loans made to Mauldin's 28,010 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mauldin. The term you choose in Mauldin decides the split between a comfortable payment and the total interest you pay.
Where Mauldin sits in South Carolina
Mauldin is the 19th-largest of 271 Census places in South Carolina and contains about 1.4% of the state's people. For population change between 2020 and 2023, Mauldin ranks 14th of 271 in South Carolina (about the 95th percentile). Its roughly 2,256 residents per square mile place it 6th among South Carolina's places. The population moved by about 3,264 people between 2020 and 2023, a 13.2% shift.
Steps to take before a Mauldin loan
Before you apply in Mauldin, a community of about 28,010, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's South Carolina licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
In Mauldin as elsewhere in South Carolina, the written terms — not the advertisement — are what count for its 28,010 residents.
South Carolina consumer-lending rules applied in Mauldin
These are South Carolina's sourced lending facts as they reach Mauldin's 28,010 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted. Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
Common questions
What are my options in Mauldin if my credit is poor?
What loan size can I expect in Mauldin?
Do I have to pledge anything to borrow in Mauldin?
Does comparing loans in Mauldin cost me credit score points?
Nearby places
- Simpsonville, SC — population 27,506
- Greenville, SC — population 72,824
- Fountain Inn, SC — population 13,027
- Greer, SC — population 44,387
- Pelzer, SC — population 1,403
- Reidville, SC — population 1,785
- West Pelzer, SC — population 1,006
- Duncan, SC — population 4,431