Personal loans in Reidville, SC

Census figures put the 2020-to-2023 increase in Reidville at about 9.1%. Rate-shopping from Reidville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, not city hall, decides what a lender may do to Reidville's roughly 1,785 residents, and a state regulator supervises it. The nearest larger city is Duncan, SC about 5 miles away.

Local context for Reidville

The figures below are Reidville's own — Census population, land area and coordinates — followed by the South Carolina rules.

• Population: about 1,785, ranked 124th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 9.1% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 149 residents.
• Size percentile: roughly 54% of South Carolina's places have fewer residents than Reidville's 1,785.
• Population density: about 1,014 people per square mile (Census land area 1.8 sq mi).
• By land area: Reidville ranks 174th among South Carolina's 271 places, at 1.8 sq mi.
• Water area: Reidville has 0.02 square miles of water, ranking 98th of 271 places in South Carolina.
• Share of South Carolina: Reidville holds about 0.1% of the state's population, some 1,785 people.
• National rank: Reidville is 8,049th of 19,457 places nationwide.
• Growth rank: Reidville's 2020-to-2023 change ranks 25th of 271 places in South Carolina.
• Versus South Carolina: the state average change is +2.6%, while Reidville moved 9.1%.
• Density rank: Reidville is the 73rd most densely settled place in South Carolina.
• Density vs South Carolina: Reidville's 1,014 people per square mile compare with a state median of 584.
• Location: 34.8658, -82.1106 (Census Gazetteer coordinates).
• Nearest larger cities: Duncan (5 mi); Wellford (6 mi); Lyman (8 mi); Greer (8 mi); Woodruff (9 mi). Larger metros often have more branches, but online lenders reach Reidville on the same terms.
• Nearest smaller towns: Gray Court (18 mi); Campobello (18 mi); Central Pacolet (21 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 43 smaller Census places.
• Within 100 miles: 174 places are larger than Reidville.

Before you apply in Reidville

Complete these steps first when you borrow in Reidville (1,785 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's South Carolina licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Reidville-specific: the same South Carolina licensing and disclosure rules reach all 1,785 residents.

Reidville against the rest of South Carolina

Set beside South Carolina's 271 places, Reidville ranks 124th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Reidville ranks 25th of 271 in South Carolina (about the 91th percentile). At about 1,014 people per square mile, Reidville is the 73rd most densely settled place in South Carolina. By land area, its 1.8 square miles rank 174th of 271 places in South Carolina.

Land, water and location for Reidville

Reidville's land area is about 1.8 square miles; a further 0.02 square miles is water. The resulting density is about 1,014 people per square mile. Charleston, the largest place in South Carolina, is about 187 miles from Reidville. Reidville has 45 larger places within a 50-mile radius. The 100-mile radius contains 174 larger places.

How a Reidville personal loan is priced

In Reidville, a small community of about 1,785, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Reidville's 1,785 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Reidville loan but raises total interest, so the smallest payment is not the cheapest loan.

The South Carolina lending rules that reach Reidville

This table holds the South Carolina rate and licensing rules for consumer loans made to Reidville's 1,785 residents.