Personal loans in Anderson, SC
Census figures put the 2020-to-2023 increase in Anderson at about 1.8%. Anderson is a smaller city in South Carolina, with an estimated 29,980 residents, and every licensed lender here follows the same state rulebook.
By population, Anderson sits at 18th in South Carolina, with an estimated 29,980 residents. The next larger city is Greenville, SC about 27 miles away. A single loan can carry different costs on either side of a state line, and Anderson sits on the South Carolina side of that line. Pull your credit reports and line up at least three offers before you apply from Anderson.
The Anderson data picture
Anderson is a smaller city; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 29,980 residents in Anderson (Vintage 2023 subcounty estimate), the 18th-largest figure among South Carolina's 271 places.
- Population trend: Roughly 1.8% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 524 residents.
- Size percentile: bigger than about 93% of the places in South Carolina, with 29,980 residents in Anderson.
- Population density: 1,872 people per square mile on 16.0 square miles of land.
- Land area rank: Anderson's 16.0 square miles rank 30th of 271 places in South Carolina.
- Water area rank: Anderson ranks 82nd among South Carolina's 271 places, with 0.04 sq mi.
- Share of South Carolina: Anderson holds about 1.5% of the state's population, some 29,980 people.
- National standing: Anderson ranks 1,320th of 19,457 US places.
- Growth rank: Anderson ranks 109th among South Carolina's 271 places for the 2020-to-2023 change.
- Against the state trend: Anderson's 1.8% change compares with a South Carolina average of +2.6% across its 271 places.
- Density in South Carolina: Anderson ranks 19th by people per square mile.
- Density in context: Anderson's 1,872 people per square mile sit against a South Carolina median of 584.
- Location: mapped by the US Census Bureau at 34.5215, -82.6435.
- Nearest larger cities: Greenville (27 mi); Greer (37 mi); Spartanburg (50 mi); Gainesville (69 mi); Asheville (73 mi). Lenders licensed in the state serve Anderson whether or not they keep a local branch.
- Smaller places close by: Belton (9 mi); Starr (10 mi); Pendleton (11 mi).
- Smaller neighbours: 69 places smaller than Anderson sit within 50 miles.
- At 100 miles: 14 larger Census places fall inside that radius.
Where Anderson sits in South Carolina
Anderson is the 18th-largest of 271 Census places in South Carolina and contains about 1.5% of the state's people. Its 2020-to-2023 change ranks 109th of 271 South Carolina places, putting it near the 60th percentile for growth. By density, at about 1,872 people per square mile, it ranks 19th in South Carolina. Within 50 miles sit 69 smaller Census places, alongside the 2 that are larger.
What is available to Anderson borrowers
Anderson is a moderately settled community of about 29,980 people, with 2 larger places inside a 50-mile radius. A South Carolina licence lets a lender serve Anderson without a local office, so branch density does not change what its 29,980 residents are offered. The nearest larger city, Greenville, SC about 27 miles away.
South Carolina rules behind a Anderson personal loan
When South Carolina does not publish a figure, the row links to the source instead of inventing a number; Anderson is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Where Anderson sits
The Census Gazetteer records 16.0 square miles of land and 0.04 square miles of water within Anderson. Spread across it are roughly 1,872 residents per square mile. The largest place in South Carolina, Charleston, lies about 193 miles away. Anderson has 2 larger places within a 50-mile radius. The 100-mile radius contains 14 larger places.
Steps to take before a Anderson loan
Complete these steps first when you borrow in Anderson (29,980 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the South Carolina regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Anderson and the rest of South Carolina is not the process but the borrower's own file, among the 29,980 people here.
Common questions
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Nearby places
- Belton, SC — population 4,511
- Starr, SC — population 172
- Pendleton, SC — population 3,657
- Williamston, SC — population 4,219
- West Pelzer, SC — population 1,006
- Iva, SC — population 1,174
- Pelzer, SC — population 1,403
- Clemson, SC — population 17,838