Personal loans in Olyphant, PA

If you are weighing a personal loan in Olyphant, start from the payment you can carry; its 5,380 residents face the same statewide rules. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Olyphant. A single loan can carry different costs on either side of a state line, and Olyphant sits on the Pennsylvania side of that line. Borrowers who want a bigger city can look to Blakely, PA about 3 miles away.

The Olyphant data picture

The figures below are Olyphant's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 5,380 residents; Olyphant is the 174th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: about 83% of Pennsylvania's Census places are smaller than Olyphant.
• Population density: 990 people per square mile on 5.4 square miles of land.
• Land area: Olyphant covers 5.4 square miles, the 55th-largest area among Pennsylvania's 1,013 places.
• Water area rank: Olyphant ranks 190th among Pennsylvania's 1,013 places, with 0.06 sq mi.
• Within Pennsylvania: about 0.1% of the state's population lives in Olyphant.
• National rank: Olyphant sits 4,621st by population among the 19,457 places in this dataset.
• Growth rank: Olyphant's 2020-to-2023 change ranks 223rd of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Olyphant moved 0.0%.
• Density rank: Olyphant is the 734th most densely settled place in Pennsylvania.
• Against the state median: Olyphant runs about 990 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 41.4515, -75.5758 (Census Gazetteer coordinates).
• Nearest larger cities: Blakely (3 mi); Dunmore (3 mi); Dickson City (3 mi); Archbald (4 mi); Scranton (6 mi). Larger metros often have more branches, but online lenders reach Olyphant on the same terms.
• Nearest smaller places: Throop (1 mi); Jessup (2 mi); Jermyn (5 mi).
• Within a 50-mile radius: 108 smaller Census places.
• Within 100 miles: 250 places are larger than Olyphant.

How Olyphant compares across Pennsylvania

Within Pennsylvania, Olyphant holds roughly 0.1% of all residents, the 174th-largest share among 1,013 places. Its 2020-to-2023 change ranks 223rd of 1,013 Pennsylvania places, putting it near the 78th percentile for growth. At about 990 people per square mile, Olyphant is the 734th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 0 residents.

What is available to Olyphant borrowers

Olyphant is a moderately settled community of about 5,380 people, with 24 larger places inside a 50-mile radius. Distance to a branch rarely matters for Olyphant's 5,380 residents: the application is online and the price follows your credit file. The nearest larger city, Blakely, PA about 3 miles away.

Where Olyphant sits

Olyphant covers about 5.4 square miles of land, with 0.06 square miles of water inside its boundaries (Census Gazetteer). That land carries about 990 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 102 miles away. Counting outward 50 miles, 24 larger communities surround Olyphant. The 100-mile radius contains 250 larger places.

Steps to take before a Olyphant loan

Complete these steps first when you borrow in Olyphant (5,380 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Olyphant and the rest of Pennsylvania is not the process but the borrower's own file, among the 5,380 people here.

How Pennsylvania law applies in Olyphant

Read the table as a lender's compliance picture for Olyphant: the rule, the sourced figure, the publisher and the date.