Personal loans in Archbald, PA
The roughly 7,457 people who live in Archbald borrow under Pennsylvania rules; city hall sets no personal-loan rate. Population in Archbald climbed about 2.1% over the three years from 2020 to 2023.
Archbald is home to roughly 7,457 people and stands 113th by size out of 1,013 Census places in Pennsylvania. If debt is already a strain, a nonprofit credit counsellor can help Archbald residents before they take on more. Consumer lending that reaches Archbald's 7,457 residents is governed by Pennsylvania statute; no city ordinance changes it. The closest larger city is Carbondale, PA about 5 miles away.
Borrowing in Archbald: the local picture
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 7,457 people live here, which puts Archbald 113th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Higher by roughly 2.1% since the 2020 count.
- Absolute change: 155 residents added between 2020 and 2023.
- Size percentile: with 7,457 residents, Archbald is larger than about 89% of Pennsylvania's Census places.
- Population density: 436 people per square mile on 17.1 square miles of land.
- Land area: Archbald covers 17.1 square miles, the 17th-largest area among Pennsylvania's 1,013 places.
- Water: Archbald holds about 0.01 square miles, the 366th-largest water area in Pennsylvania.
- State share: roughly 0.1% of Pennsylvania's residents live in Archbald (7,457 people).
- Nationally: Archbald is the 3,842nd-largest of 19,457 Census places in the dataset.
- Growth rank: Archbald ranks 52nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Archbald's 2.1% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Archbald ranks 885th by people per square mile.
- Against the state median: Archbald runs about 436 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 41.5064, -75.5505 (US Census Bureau Gazetteer).
- Nearest larger cities: Carbondale (5 mi); Dunmore (7 mi); Scranton (9 mi); Old Forge (14 mi); Pittston (17 mi). Living near a larger metro rarely changes what is available in Archbald.
- Smaller towns nearby: Jermyn (1 mi); Mayfield (3 mi); Blakely (3 mi).
- Within a 50-mile radius: 117 smaller Census places.
- Within 100 miles: 185 places are larger than Archbald.
Archbald: area, density and distance
Inside Archbald's boundaries lie roughly 17.1 square miles of land and 0.01 square miles of water. The resulting density is about 436 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 106 miles away. A 50-mile radius around Archbald takes in 15 places that are larger. By land area it ranks 17th of 1,013 Pennsylvania places.
The state rulebook for Archbald
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Archbald lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Archbald in state context
Within Pennsylvania, Archbald holds roughly 0.1% of all residents, the 113th-largest share among 1,013 places. Its 2020-to-2023 change ranks 52nd of 1,013 Pennsylvania places, putting it near the 95th percentile for growth. Its roughly 436 residents per square mile place it 885th among Pennsylvania's places. By land area, its 17.1 square miles rank 17th of 1,013 places in Pennsylvania.
How personal loans work in Archbald
Most loans made to Archbald's 7,457 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Archbald can be quoted different APRs on the same amount and term. Shortening the term on a Archbald loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Getting a loan in Archbald
Archbald is lightly settled, with about 436 people per square mile and 15 larger places within 50 miles. Whether Archbald has a local branch or not, a Pennsylvania-licensed lender can serve its 7,457 people online on the same terms. The nearest bigger place is Carbondale, PA about 5 miles away.
Common questions
What are my options in Archbald if my credit is poor?
What loan size can I expect in Archbald?
Do I have to pledge anything to borrow in Archbald?
Does comparing loans in Archbald cost me credit score points?
Nearby places
- Jermyn, PA — population 2,130
- Mayfield, PA — population 1,763
- Blakely, PA — population 6,653
- Jessup, PA — population 4,488
- Olyphant, PA — population 5,380
- Carbondale, PA — population 8,796
- Throop, PA — population 4,102
- Dickson City, PA — population 6,002