Personal loans in Blakely, PA
The trend for Blakely between 2020 and 2023 is downward by roughly 0.1%. About 6,653 people live in Blakely, placing it 129th of 1,013 Census places in Pennsylvania.
Blakely is a small town of about 6,653 residents, and a personal loan taken out here is governed by Pennsylvania statute. Begin with the payment, then weigh APR and total interest across the lenders that reach Blakely's 6,653 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Blakely's 6,653 residents. The closest larger place is Archbald, PA about 3 miles away.
Blakely by the numbers
What follows is Blakely's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: about 6,653, ranked 129th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 0.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 9 fewer since the 2020 base.
- Size percentile: Blakely sits ahead of around 87% of Pennsylvania places, at 6,653 people.
- Population density: 1,745 people per square mile on 3.8 square miles of land.
- Land area rank: Blakely's 3.8 square miles rank 92nd of 1,013 places in Pennsylvania.
- State share: roughly 0.1% of Pennsylvania's residents live in Blakely (6,653 people).
- Nationally: Blakely is the 4,115th-largest of 19,457 Census places in the dataset.
- Growth rank: Blakely ranks 262nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Blakely moved 0.1%.
- Density in Pennsylvania: Blakely ranks 563rd by people per square mile.
- Density vs Pennsylvania: Blakely's 1,745 people per square mile compare with a state median of 1,990.
- Location: 41.4859 / -75.6013, per the US Census Bureau Gazetteer.
- Nearest larger cities: Archbald (3 mi); Dunmore (5 mi); Scranton (7 mi); Carbondale (8 mi); Old Forge (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Dickson City (2 mi); Olyphant (3 mi); Throop (3 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 114 of them.
- At 100 miles: 203 larger Census places fall inside that radius.
How Blakely compares across Pennsylvania
Within Pennsylvania, Blakely holds roughly 0.1% of all residents, the 129th-largest share among 1,013 places. Its 2020-to-2023 change ranks 262nd of 1,013 Pennsylvania places, putting it near the 74th percentile for growth. At about 1,745 people per square mile, Blakely is the 563rd most densely settled place in Pennsylvania. By land area, its 3.8 square miles rank 92nd of 1,013 places in Pennsylvania.
What Pennsylvania law requires in Blakely
These are Pennsylvania's sourced lending facts as they reach Blakely's 6,653 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What to do before borrowing in Blakely
For Blakely's roughly 6,653 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Pennsylvania regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In Blakely as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 6,653 residents.
Blakely on the map
Inside Blakely's boundaries lie about 3.8 square miles of land, with no significant water area recorded. Spread across it are roughly 1,745 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 105 miles from Blakely. A 50-mile radius around Blakely takes in 17 places that are larger. By land area it ranks 92nd of 1,013 Pennsylvania places.
How lenders reach Blakely
Blakely is a moderately settled community of about 6,653 people, with 17 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Blakely's 6,653 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Archbald, PA about 3 miles away.
Common questions
What are my options in Blakely if my credit is poor?
What loan size can I expect in Blakely?
Do I have to pledge anything to borrow in Blakely?
Does comparing loans in Blakely cost me credit score points?
Nearby places
- Dickson City, PA — population 6,002
- Olyphant, PA — population 5,380
- Throop, PA — population 4,102
- Archbald, PA — population 7,457
- Jessup, PA — population 4,488
- Jermyn, PA — population 2,130
- Dunmore, PA — population 14,186
- Mayfield, PA — population 1,763