Personal loans in Mayfield, PA
Population in Mayfield dropped about 0.4% over the three years from 2020 to 2023. The Census estimates 1,763 residents in Mayfield, which ranks it 459th of 1,013 places in Pennsylvania.
If you are weighing a personal loan in Mayfield, start from the payment you can carry; its 1,763 residents face the same statewide rules. Price two or three terms so you can see which payment is truly affordable in Mayfield. A single loan can carry different costs on either side of a state line, and Mayfield sits on the Pennsylvania side of that line. The nearest larger city is Jermyn, PA about 1 miles away.
Mayfield: population, trend and location
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 1,763, ranked 459th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.4% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
- Size percentile: about 55% of Pennsylvania communities are smaller than Mayfield (1,763 residents).
- Density: roughly 721 residents per square mile, spread over 2.4 sq mi of land.
- Land area rank: Mayfield's 2.4 square miles rank 156th of 1,013 places in Pennsylvania.
- State population share: Mayfield accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Mayfield sits 8,089th by population among the 19,457 places in this dataset.
- Growth rank: Mayfield ranks 326th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Mayfield's 0.4%.
- Density rank: Mayfield places 796th among Pennsylvania's places by people per square mile.
- Against the state median: Mayfield runs about 721 residents per square mile, where the Pennsylvania median is 1,990.
- Location: latitude 41.5397, longitude -75.5311 (Census Gazetteer).
- Nearest larger cities: Jermyn (1 mi); Archbald (3 mi); Carbondale (3 mi); Blakely (5 mi); Jessup (6 mi). Online lenders reach Mayfield no matter how far the nearest branch is.
- Nearest smaller places: Vandling (7 mi); Waymart (7 mi); Forest City (8 mi).
- Smaller neighbours: 62 places smaller than Mayfield sit within 50 miles.
- Larger places within 100 miles: 429.
The geography behind Mayfield
Inside Mayfield's boundaries lie about 2.4 square miles of land, with no significant water area recorded. The resulting density is about 721 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 108 miles from Mayfield. Within 50 miles of Mayfield there are 58 larger Census places. The 100-mile radius contains 429 larger places.
What to do before borrowing in Mayfield
Before you hand your details to a lender in Mayfield, where the population is near 1,763:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Mayfield holds 1,763 people.
How Pennsylvania law applies in Mayfield
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Mayfield's 1,763 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Mayfield in state context
Within Pennsylvania, Mayfield holds roughly 0.0% of all residents, the 459th-largest share among 1,013 places. On the 2020-to-2023 trend, Mayfield stands 326th among Pennsylvania's 1,013 places — roughly the 68th percentile. At about 721 people per square mile, Mayfield is the 796th most densely settled place in Pennsylvania. Within 50 miles sit 62 smaller Census places, alongside the 58 that are larger.
Borrowing reach in Mayfield
With about 721 residents per square mile, Mayfield is moderately settled, and 58 larger Census places sit within 50 miles. Whether Mayfield has a local branch or not, a Pennsylvania-licensed lender can serve its 1,763 people online on the same terms. The nearest bigger place is Jermyn, PA about 1 miles away.
Common questions
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Nearby places
- Jermyn, PA — population 2,130
- Archbald, PA — population 7,457
- Carbondale, PA — population 8,796
- Jessup, PA — population 4,488
- Blakely, PA — population 6,653
- Olyphant, PA — population 5,380
- Vandling, PA — population 721
- Throop, PA — population 4,102