Personal loans in North Apollo, PA
North Apollo counts about 1,223 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. With 1,223 residents, North Apollo outranks about 46% of the communities in Pennsylvania.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a North Apollo loan. The 2020 count to the 2023 estimate shows about 2.5% decline in North Apollo. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach North Apollo's 1,223 residents. For a bigger market, look to Apollo, PA about 1 miles away.
North Apollo: population, trend and location
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: the Census counts 1,223 residents in North Apollo (Vintage 2023 subcounty estimate), the 552nd-largest figure among Pennsylvania's 1,013 places.
- Population trend: Lower by roughly 2.5% since the 2020 count.
- People gained or lost: about 31 fewer since the 2020 base.
- Size percentile: about 46% of Pennsylvania's Census places are smaller than North Apollo.
- Density: the Census land area of 0.5 sq mi holds about 2,252 people per square mile.
- By land area: North Apollo ranks 698th among Pennsylvania's 1,013 places, at 0.5 sq mi.
- Water: North Apollo holds about 0.06 square miles, the 213th-largest water area in Pennsylvania.
- Share of Pennsylvania: North Apollo holds about 0.0% of the state's population, some 1,223 people.
- National standing: North Apollo ranks 9,467th of 19,457 US places.
- Growth rank: North Apollo's 2020-to-2023 change ranks 772nd of 1,013 places in Pennsylvania.
- Against the state trend: North Apollo's 2.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: North Apollo ranks 450th by people per square mile.
- Density vs Pennsylvania: North Apollo's 2,252 people per square mile compare with a state median of 1,990.
- Location: coordinates 40.5938, -79.5566 (US Census Bureau Gazetteer).
- Nearest larger cities: Apollo (1 mi); Vandergrift (1 mi); Leechburg (3 mi); West Leechburg (4 mi); Lower Burrell (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: East Vandergrift (0 mi); Oklahoma (1 mi); Hyde Park (3 mi), each with its own Census population profile.
- Smaller neighbours: 168 places smaller than North Apollo sit within 50 miles.
- At 100 miles: 297 larger Census places fall inside that radius.
North Apollo: area, density and distance
Inside North Apollo's boundaries lie roughly 0.5 square miles of land and 0.06 square miles of water. Spread across it are roughly 2,252 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 237 miles. North Apollo has 163 larger places within a 50-mile radius. Within the same 50 miles lie 168 smaller Census places.
How lenders reach North Apollo
North Apollo is a fairly dense community of about 1,223 people, with 163 larger places inside a 50-mile radius. What is available to North Apollo's 1,223 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Apollo, PA about 1 miles away.
What to do before borrowing in North Apollo
A sensible order of operations for a loan in North Apollo, home to about 1,223 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Pennsylvania licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is North Apollo-specific: the same Pennsylvania licensing and disclosure rules reach all 1,223 residents.
Which Pennsylvania laws govern a loan in North Apollo
This table holds the Pennsylvania rate and licensing rules for consumer loans made to North Apollo's 1,223 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
How personal loans work in North Apollo
Most loans made to North Apollo's 1,223 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in North Apollo. The term you choose in North Apollo decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in North Apollo if my credit is poor?
What loan size can I expect in North Apollo?
Do I have to pledge anything to borrow in North Apollo?
Does comparing loans in North Apollo cost me credit score points?
Nearby places
- East Vandergrift, PA — population 591
- Apollo, PA — population 1,568
- Vandergrift, PA — population 4,958
- Oklahoma, PA — population 773
- Hyde Park, PA — population 497
- Leechburg, PA — population 2,091
- West Leechburg, PA — population 1,243
- Avonmore, PA — population 885