Personal loans in East Vandergrift, PA

If you are weighing a personal loan in East Vandergrift, start from the payment you can carry; its 591 residents face the same statewide rules. Population in East Vandergrift dropped about 2.0% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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By population, East Vandergrift sits at 729th in Pennsylvania, with an estimated 591 residents. Pull your credit reports and line up at least three offers before you apply from East Vandergrift. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from East Vandergrift as from the rest of the state. The closest larger city is North Apollo, PA about 0 miles away.

East Vandergrift by the numbers

The figures below are East Vandergrift's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

Population: about 591 people live here, which puts East Vandergrift 729th of 1,013 Census places in Pennsylvania (Vintage 2023).
Population trend: Roughly 2.0% fewer residents than the 2020 Census counted.
Net change: roughly 12 fewer people than the 2020 Census counted.
Size percentile: about 28% of Pennsylvania communities are smaller than East Vandergrift (591 residents).
Land and density: 0.1 square miles of land carry roughly 4,690 residents per square mile.
By land area: East Vandergrift ranks 976th among Pennsylvania's 1,013 places, at 0.1 sq mi.
Water area rank: East Vandergrift ranks 344th among Pennsylvania's 1,013 places, with 0.02 sq mi.
State population share: East Vandergrift accounts for about 0.0% of everyone in Pennsylvania.
Nationally: East Vandergrift is the 12,494th-largest of 19,457 Census places in the dataset.
Growth in Pennsylvania: East Vandergrift stands 647th by percentage change from 2020 to 2023, among 1,013 places.
Versus Pennsylvania: the state average change is -0.9%, while East Vandergrift moved 2.0%.
Density rank: East Vandergrift places 139th among Pennsylvania's places by people per square mile.
Density vs Pennsylvania: East Vandergrift's 4,690 people per square mile compare with a state median of 1,990.
Location: latitude 40.5974, longitude -79.5629 (Census Gazetteer).
Nearest larger cities: North Apollo (0 mi); Vandergrift (1 mi); Apollo (1 mi); Oklahoma (1 mi); Leechburg (3 mi). For most borrowers the comparison happens online, not at a branch.
Nearest smaller places: Hyde Park (3 mi); Ford Cliff (11 mi); Manorville (13 mi).
Smaller neighbours: 105 places smaller than East Vandergrift sit within 50 miles.
Within 100 miles: 437 places are larger than East Vandergrift.

East Vandergrift in state context

East Vandergrift is the 729th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, East Vandergrift stands 647th among Pennsylvania's 1,013 places — roughly the 36th percentile. By density, at about 4,690 people per square mile, it ranks 139th in Pennsylvania. By land area, its 0.1 square miles rank 976th of 1,013 places in Pennsylvania.

Lender access in East Vandergrift

With about 4,690 residents per square mile, East Vandergrift is fairly dense, and 225 larger Census places sit within 50 miles. Distance to a branch rarely matters for East Vandergrift's 591 residents: the application is online and the price follows your credit file. The nearest bigger place is North Apollo, PA about 0 miles away.

East Vandergrift on the map

East Vandergrift covers about 0.1 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 4,690 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 237 miles away. Within 50 miles of East Vandergrift there are 225 larger Census places. By land area it ranks 976th of 1,013 Pennsylvania places.

Before you apply in East Vandergrift

Before you hand your details to a lender in East Vandergrift, where the population is near 591:

Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
Use the loan calculator to test the payment on your intended amount and term.
Line up several pre-qualified offers and let the APR decide.
Make sure the lender appears in the Pennsylvania regulator's licence list.
If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
Read the disclosure for an origination fee and any prepayment penalty before signing.
Test the payment against your current bills before you commit.

None of these steps is East Vandergrift-specific: the same Pennsylvania licensing and disclosure rules reach all 591 residents.

How Pennsylvania law applies in East Vandergrift

Below are the Pennsylvania rules that apply to a loan made in East Vandergrift, each with the regulator that issued it.

Rule	Detail	Source
State lending regulator	Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."	Pennsylvania Department of Banking and Securities as of 2026-09-16
Small-loan / installment lender licensing	Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."	Pennsylvania Department of Banking and Securities as of 2026-09-16
Bank rate-cap exemption (state-specific rule)	Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).	Pennsylvania Department of Banking and Securities as of 2026-09-16

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Common questions

What are my options in East Vandergrift if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in East Vandergrift is the same as anywhere in Pennsylvania.

What loan size can I expect in East Vandergrift?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in East Vandergrift?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in East Vandergrift cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

North Apollo, PA — population 1,223
Apollo, PA — population 1,568
Vandergrift, PA — population 4,958
Oklahoma, PA — population 773
Hyde Park, PA — population 497
Leechburg, PA — population 2,091
West Leechburg, PA — population 1,243
Avonmore, PA — population 885