Personal loans in Hyde Park, PA
A lender serving Hyde Park holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 497 residents. Hyde Park ranks 762nd of 1,013 places in Pennsylvania, with a population near 497.
For a community of about 497, the practical step is to compare APR across at least three lenders before committing. Hyde Park lost roughly 2.0% of its population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Hyde Park are all set at the Pennsylvania level. The next larger city is Leechburg, PA about 1 miles away.
What the Census records for Hyde Park
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 497, ranked 762nd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
- Absolute change: 10 residents lost between 2020 and 2023.
- Size percentile: Hyde Park's 497 people outrank roughly 25% of the places in Pennsylvania.
- Population density: 2,071 people per square mile on 0.2 square miles of land.
- Land area rank: Hyde Park's 0.2 square miles rank 911th of 1,013 places in Pennsylvania.
- Water area rank: Hyde Park ranks 214th among Pennsylvania's 1,013 places, with 0.06 sq mi.
- State share: roughly 0.0% of Pennsylvania's residents live in Hyde Park (497 people).
- National rank: Hyde Park is 13,193rd of 19,457 places nationwide.
- Growth rank: Hyde Park ranks 639th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Hyde Park's 2.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Hyde Park ranks 491st by people per square mile.
- Against the state median: Hyde Park runs about 2,071 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.6316 / -79.5893, per the US Census Bureau Gazetteer.
- Nearest larger cities: Leechburg (1 mi); West Leechburg (2 mi); Vandergrift (2 mi); East Vandergrift (3 mi); North Apollo (3 mi). Lenders licensed in the state serve Hyde Park whether or not they keep a local branch.
- Smaller places close by: Ford Cliff (9 mi); Manorville (11 mi); Applewold (13 mi).
- Smaller neighbours: 92 places smaller than Hyde Park sit within 50 miles.
- At 100 miles: 466 larger Census places fall inside that radius.
Where Hyde Park sits
Inside Hyde Park's boundaries lie roughly 0.2 square miles of land and 0.06 square miles of water. That land carries about 2,071 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 239 miles away. Within 50 miles of Hyde Park there are 232 larger Census places. By land area it ranks 911th of 1,013 Pennsylvania places.
A pre-application checklist for Hyde Park
These steps shape the offer you get in Hyde Park, a place of about 497 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Hyde Park as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 497 residents.
How Pennsylvania law applies in Hyde Park
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Hyde Park is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Inside a Hyde Park personal loan
With roughly 497 residents, Hyde Park is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Hyde Park's rank of 762nd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Hyde Park loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Hyde Park
Hyde Park is fairly dense, with about 2,071 people per square mile and 232 larger places within 50 miles. Lenders licensed in Pennsylvania reach Hyde Park's 497 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Leechburg, PA about 1 miles away.
Common questions
What are my options in Hyde Park if my credit is poor?
What loan size can I expect in Hyde Park?
Do I have to pledge anything to borrow in Hyde Park?
Does comparing loans in Hyde Park cost me credit score points?
Nearby places
- Leechburg, PA — population 2,091
- West Leechburg, PA — population 1,243
- Vandergrift, PA — population 4,958
- East Vandergrift, PA — population 591
- North Apollo, PA — population 1,223
- Oklahoma, PA — population 773
- Apollo, PA — population 1,568
- Freeport, PA — population 1,693