Personal loans in Apollo, PA

Population in Apollo dropped about 2.6% over the three years from 2020 to 2023. With roughly 1,568 residents, Apollo is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 1,568 residents in Apollo, which ranks it 484th of 1,013 places in Pennsylvania. The closest larger place is Vandergrift, PA about 1 miles away. Every figure below is Pennsylvania's own, applied to Apollo's 1,568 residents, with the publisher and retrieval date attached. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Apollo.

Apollo by the numbers

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

Apollo's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Apollo sits at 484th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 822nd of 1,013 Pennsylvania places, putting it near the 19th percentile for growth. Its roughly 5,141 residents per square mile place it 106th among Pennsylvania's places. In land area, Apollo ranks 875th among Pennsylvania's 1,013 places.

How lenders reach Apollo

Apollo is a densely built community of about 1,568 people, with 145 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Apollo without a local office, so branch density does not change what its 1,568 residents are offered. For a larger market, the closest option is Vandergrift, PA about 1 miles away.

The state rulebook for Apollo

These are Pennsylvania's sourced lending facts as they reach Apollo's 1,568 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Apollo: area, density and distance

Apollo covers about 0.3 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 5,141 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 237 miles from Apollo. Counting outward 50 miles, 145 larger communities surround Apollo. The 100-mile radius contains 264 larger places.

A practical checklist for Apollo borrowers

Complete these steps first when you borrow in Apollo (1,568 residents):

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Make sure the lender appears in the Pennsylvania regulator's licence list.
  5. Check that the monthly payment fits your budget next to your existing obligations.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Apollo holds 1,568 people.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Apollo if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Apollo is the same as anywhere in Pennsylvania.
What loan size can I expect in Apollo?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Apollo?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Apollo cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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