Personal loans in Noonan, ND

For a community of about 134, the practical step is to compare APR across at least three lenders before committing. Noonan shed about 2.2% of its population between the 2020 base and the 2023 estimate. A single loan can carry different costs on either side of a state line, and Noonan sits on the North Dakota side of that line. A larger market lies at Crosby, ND about 13 miles away.

Where Noonan stands

Two layers matter for a Noonan borrower: the local population picture and North Dakota's consumer-lending statutes.

• Population: 134 people, a figure that places Noonan 190th among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.2% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: roughly 46% of North Dakota places rank below Noonan.
• Density: the Census land area of 0.3 sq mi holds about 459 people per square mile.
• Land area: Noonan covers 0.3 square miles, the 261st-largest area among North Dakota's 355 places.
• Water area rank: Noonan ranks 64th among North Dakota's 355 places, with 0.01 sq mi.
• State share: roughly 0.0% of North Dakota's residents live in Noonan (134 people).
• National rank: Noonan is 17,544th of 19,457 places nationwide.
• Growth rank: Noonan ranks 193rd among North Dakota's 355 places for the 2020-to-2023 change.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Noonan's 2.2%.
• Density rank: Noonan is the 146th most densely settled place in North Dakota.
• Density vs North Dakota: Noonan's 459 people per square mile compare with a state median of 352.
• Location: it lies at 48.8903, -103.0103 in the Census Gazetteer.
• Nearest larger cities: Crosby (13 mi); Lignite (20 mi); Powers Lake (28 mi); Tioga (34 mi); Bowbells (35 mi). Living near a larger metro rarely changes what is available in Noonan.
• Smaller towns nearby: Columbus (10 mi); Wildrose (20 mi); Ambrose (22 mi).
• Smaller neighbours: 11 places smaller than Noonan sit within 50 miles.
• Larger places within 100 miles: 36.

The North Dakota lending rules that reach Noonan

North Dakota has no separate rate rule for Noonan; the sourced rows below are what reach every lender that serves its 134 people.

Noonan: area, density and distance

Noonan's land area is about 0.3 square miles; a further 0.01 square miles is water. Spread across it are roughly 459 residents per square mile. The state's population centre of gravity, Fargo, is roughly 319 miles away. Counting outward 50 miles, 10 larger communities surround Noonan. The 100-mile radius contains 36 larger places.

Before you apply in Noonan

Before you apply in Noonan, a community of about 134, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the North Dakota regulator's licence list.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across North Dakota; what changes is your credit file, not the fact that Noonan holds 134 people.

How personal loans work in Noonan

Noonan is a small community of about 134 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Noonan's 134 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Noonan loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Noonan sits in North Dakota

Against North Dakota's other places, Noonan accounts for about 0.0% of the state's population and ranks 190th of 355 by size. Its 2020-to-2023 change ranks 193rd of 355 North Dakota places, putting it near the 46th percentile for growth. Its roughly 459 residents per square mile place it 146th among North Dakota's places. By land area, its 0.3 square miles rank 261st of 355 places in North Dakota.