Personal loans in Wildrose, ND

A 2020-to-2023 comparison shows Wildrose down by about 2.7%. A single loan can carry different costs on either side of a state line, and Wildrose sits on the North Dakota side of that line. Pull your credit reports and line up at least three offers before you apply from Wildrose. Borrowers who want a bigger city can look to Tioga, ND about 20 miles away.

Where Wildrose stands

What follows is Wildrose's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: an estimated 110 residents, 210th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 2.7% since the 2020 count.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: Wildrose sits ahead of around 41% of North Dakota places, at 110 people.
• Density: roughly 379 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Wildrose covers 0.3 square miles, the 264th-largest area among North Dakota's 355 places.
• State share: roughly 0.0% of North Dakota's residents live in Wildrose (110 people).
• Nationally: Wildrose is the 17,969th-largest of 19,457 Census places in the dataset.
• Growth rank: Wildrose's 2020-to-2023 change ranks 233rd of 355 places in North Dakota.
• Against the state trend: Wildrose's 2.7% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Wildrose is the 171st most densely settled place in North Dakota.
• Density vs North Dakota: Wildrose's 379 people per square mile compare with a state median of 352.
• Location: 48.6300, -103.1837 (Census Gazetteer coordinates).
• Nearest larger cities: Tioga (20 mi); Noonan (20 mi); Ray (20 mi); Crosby (20 mi); Powers Lake (25 mi). Living near a larger metro rarely changes what is available in Wildrose.
• Smaller places close by: Alamo (13 mi); Epping (25 mi); White Earth (26 mi).
• Smaller places within 50 miles: 8 of them.
• Larger places within 100 miles: 43.

Wildrose's place among North Dakota's 355 places

Set beside North Dakota's 355 places, Wildrose ranks 210th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Wildrose stands 233rd among North Dakota's 355 places — roughly the 34th percentile. At about 379 people per square mile, Wildrose is the 171st most densely settled place in North Dakota. In land area, Wildrose ranks 264th among North Dakota's 355 places.

What to do before borrowing in Wildrose

Before you hand your details to a lender in Wildrose, where the population is near 110:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Wildrose and the rest of North Dakota is not the process but the borrower's own file, among the 110 people here.

Wildrose: area, density and distance

Wildrose covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 110 residents, the land area yields roughly 379 people per square mile. The largest place in North Dakota, Fargo, lies about 319 miles away. Wildrose has 14 larger places within a 50-mile radius. By land area it ranks 264th of 355 North Dakota places.

How a Wildrose personal loan is priced

With roughly 110 residents, Wildrose is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Wildrose can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Wildrose loan but raises total interest, so the smallest payment is not the cheapest loan.

North Dakota rules behind a Wildrose personal loan

These are North Dakota's sourced lending facts as they reach Wildrose's 110 residents; the state has no city-level rate rule.