Personal loans in Portal, ND

Personal loans in Portal are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 119 population. State law, not city hall, decides what a lender may do to Portal's roughly 119 residents, and a state regulator supervises it. Verify the lender's North Dakota licence against the regulator named below before borrowing in Portal. Borrowers who want a bigger city can look to Lignite, ND about 8 miles away.

Portal: the sourced local profile

Read the local figures below as context; read the sourced North Dakota table as the rulebook a lender here must follow.

• Population: 119 residents; Portal is the 203rd-largest of 355 places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.3%.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: about 43% of North Dakota communities are smaller than Portal (119 residents).
• Density: the Census land area of 0.7 sq mi holds about 178 people per square mile.
• Land area: Portal covers 0.7 square miles, the 156th-largest area among North Dakota's 355 places.
• Share of North Dakota: Portal holds about 0.0% of the state's population, some 119 people.
• Nationally: Portal is the 17,798th-largest of 19,457 Census places in the dataset.
• Growth rank: Portal's 2020-to-2023 change ranks 271st of 355 places in North Dakota.
• Versus North Dakota: the state average change is -1.2%, while Portal moved 3.3%.
• Density rank: Portal places 261st among North Dakota's places by people per square mile.
• Against the state median: Portal runs about 178 residents per square mile, where the North Dakota median is 352.
• Location: the Census Gazetteer records it at 48.9944, -102.5484.
• Nearest larger cities: Lignite (8 mi); Columbus (12 mi); Bowbells (19 mi); Noonan (22 mi); Powers Lake (30 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Flaxton (10 mi); Tolley (38 mi); Wildrose (38 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Larger places within 100 miles: 42.

Portal: area, density and distance

Inside Portal's boundaries lie about 0.7 square miles of land, with no significant water area recorded. The resulting density is about 178 people per square mile. Fargo, the largest place in North Dakota, is about 303 miles from Portal. Portal has 12 larger places within a 50-mile radius. The 100-mile radius contains 42 larger places.

Which North Dakota laws govern a loan in Portal

North Dakota has no separate rate rule for Portal; the sourced rows below are what reach every lender that serves its 119 people.

How Portal compares across North Dakota

Against North Dakota's other places, Portal accounts for about 0.0% of the state's population and ranks 203rd of 355 by size. For population change between 2020 and 2023, Portal ranks 271st of 355 in North Dakota (about the 24th percentile). By density, at about 178 people per square mile, it ranks 261st in North Dakota. In land area, Portal ranks 156th among North Dakota's 355 places.

The anatomy of a Portal personal loan

With roughly 119 residents, Portal is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Portal. Shortening the term on a Portal loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Portal

With about 178 residents per square mile, Portal is lightly settled, and 12 larger Census places sit within 50 miles. Whether Portal has a local branch or not, a North Dakota-licensed lender can serve its 119 people online on the same terms. For a larger market, the closest option is Lignite, ND about 8 miles away.