Personal loans in Lignite, ND

If debt is already a strain, a nonprofit credit counsellor can help Lignite residents before they take on more. For the 136 people in Lignite, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Lignite shed about 2.9% of its population between the 2020 base and the 2023 estimate. A larger market lies at Bowbells, ND about 15 miles away.

Lignite by the numbers

Two layers matter for a Lignite borrower: the local population picture and North Dakota's consumer-lending statutes.

• Population: 136 residents; Lignite is the 189th-largest of 355 places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: About 2.9% below the 2020 Census base.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: with 136 residents, Lignite is larger than about 47% of North Dakota's Census places.
• Density: the Census land area of 0.2 sq mi holds about 872 people per square mile.
• Land area rank: Lignite's 0.2 square miles rank 327th of 355 places in North Dakota.
• Share of state population: Lignite's 136 residents are about 0.0% of North Dakota.
• National rank: Lignite is 17,500th of 19,457 places nationwide.
• Growth rank: Lignite's 2020-to-2023 change ranks 244th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Lignite's 2.9%.
• Density rank: Lignite places 66th among North Dakota's places by people per square mile.
• Density in context: Lignite's 872 people per square mile sit against a North Dakota median of 352.
• Location: latitude 48.8772, longitude -102.5644 (Census Gazetteer).
• Nearest larger cities: Bowbells (15 mi); Powers Lake (22 mi); Kenmare (26 mi); Crosby (33 mi); Tioga (38 mi). Larger metros often have more branches, but online lenders reach Lignite on the same terms.
• Smaller communities within reach: Flaxton (8 mi); Portal (8 mi); Columbus (10 mi).
• Smaller places within 50 miles: 14 of them.
• Larger places within 100 miles: 39.

Lignite on the map

Inside Lignite's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 872 people per square mile. The state's population centre of gravity, Fargo, is roughly 300 miles away. Within 50 miles of Lignite there are 10 larger Census places. The 100-mile radius contains 39 larger places.

Steps to take before a Lignite loan

These steps shape the offer you get in Lignite, a place of about 136 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Lignite as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 136 residents.

North Dakota consumer-lending rules applied in Lignite

These are North Dakota's sourced lending facts as they reach Lignite's 136 residents; the state has no city-level rate rule.

How lenders reach Lignite

Lignite is a moderately settled community of about 136 people, with 10 larger places inside a 50-mile radius. Whether Lignite has a local branch or not, a North Dakota-licensed lender can serve its 136 people online on the same terms. For a larger market, the closest option is Bowbells, ND about 15 miles away.

How Lignite compares across North Dakota

Among North Dakota's 355 places, Lignite sits at 189th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Lignite ranks 244th of 355 in North Dakota (about the 31th percentile). Its roughly 872 residents per square mile place it 66th among North Dakota's places. In land area, Lignite ranks 327th among North Dakota's 355 places.