Personal loans in Minneapolis, MN

The Census estimates 425,115 residents in Minneapolis, which ranks it 1st of 853 places in Minnesota. Work out your debt-to-income ratio first; lenders weigh it heavily, and Minneapolis's 425,115 residents are no exception. For the 425,115 people in Minneapolis, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Being Minnesota's biggest community, Minneapolis has no larger in-state city within range.

The Minneapolis data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: an estimated 425,115 residents, 1st of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.1%.
• People gained or lost: about 4,873 fewer since the 2020 base.
• Size percentile: with 425,115 residents, Minneapolis is larger than about 100% of Minnesota's Census places.
• Density: roughly 7,872 residents per square mile, spread over 54.0 sq mi of land.
• By land area: Minneapolis ranks 7th among Minnesota's 853 places, at 54.0 sq mi.
• Water area rank: Minneapolis ranks 21st among Minnesota's 853 places, with 3.51 sq mi.
• Within Minnesota: about 8.9% of the state's population lives in Minneapolis.
• National rank: Minneapolis sits 43rd by population among the 19,457 places in this dataset.
• Growth rank: Minneapolis ranks 489th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Minneapolis moved 1.1%.
• Density in Minnesota: Minneapolis ranks 3rd by people per square mile.
• Density in context: Minneapolis's 7,872 people per square mile sit against a Minnesota median of 607.
• Location: 44.9633 / -93.2683, per the US Census Bureau Gazetteer.
• Nearest smaller towns: Lauderdale (4 mi); Golden Valley (5 mi); St. Louis Park (5 mi).
• Smaller neighbours: 211 places smaller than Minneapolis sit within 50 miles.
• Larger places within 100 miles: 0.

Where Minneapolis sits in Minnesota

Within Minnesota, Minneapolis holds roughly 8.9% of all residents, the 1st-largest share among 853 places. Its 2020-to-2023 change ranks 489th of 853 Minnesota places, putting it near the 43th percentile for growth. By density, at about 7,872 people per square mile, it ranks 3rd in Minnesota. Within 50 miles sit 211 smaller Census places, alongside the 0 that are larger.

What shapes a Minneapolis personal loan

Most loans made to Minneapolis's 425,115 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Minneapolis's 425,115 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Minneapolis decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Minneapolis

Inside Minneapolis's boundaries lie roughly 54.0 square miles of land and 3.51 square miles of water. With 425,115 residents, the land area yields roughly 7,872 people per square mile. A 50-mile radius around Minneapolis takes in 0 places that are larger. Within the same 50 miles lie 211 smaller Census places.

What is available to Minneapolis borrowers

Minneapolis is densely built, with about 7,872 people per square mile and 0 larger places within 50 miles. What is available to Minneapolis's 425,115 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby.

Minnesota consumer-lending rules applied in Minneapolis

These are Minnesota's sourced lending facts as they reach Minneapolis's 425,115 residents; the state has no city-level rate rule.