Personal loans in St. Anthony, MN

A 2020-to-2023 comparison shows St. Anthony up by about 7.6%. State law, not city hall, decides what a lender may do to St. Anthony's roughly 9,970 residents, and a state regulator supervises it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a St. Anthony loan. A larger market lies at Columbia Heights, MN about 2 miles away.

Local context for St. Anthony

Set out below is St. Anthony's local context next to the state-level rules that reach every lender here.

• Population: 9,970 people, a figure that places St. Anthony 104th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: About 7.6% above the 2020 Census base.
• People gained or lost: about 706 more since the 2020 base.
• Size percentile: bigger than about 88% of the places in Minnesota, with 9,970 residents in St. Anthony.
• Population density: 4,459 people per square mile on 2.2 square miles of land.
• By land area: St. Anthony ranks 304th among Minnesota's 853 places, at 2.2 sq mi.
• Water area rank: St. Anthony ranks 234th among Minnesota's 853 places, with 0.12 sq mi.
• Share of Minnesota: St. Anthony holds about 0.2% of the state's population, some 9,970 people.
• National rank: St. Anthony sits 3,171st by population among the 19,457 places in this dataset.
• Growth rank: St. Anthony ranks 40th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while St. Anthony moved 7.6%.
• Density in Minnesota: St. Anthony ranks 12th by people per square mile.
• Density vs Minnesota: St. Anthony's 4,459 people per square mile compare with a state median of 607.
• Location: 45.0303 / -93.2154, per the US Census Bureau Gazetteer.
• Nearest larger cities: Columbia Heights (2 mi); New Brighton (3 mi); Roseville (3 mi); Fridley (4 mi); Shoreview (5 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Hilltop (2 mi); Lauderdale (3 mi); Falcon Heights (4 mi).
• Smaller neighbours: 135 places smaller than St. Anthony sit within 50 miles.
• At 100 miles: 94 larger Census places fall inside that radius.

Getting a loan in St. Anthony

St. Anthony is a fairly dense community of about 9,970 people, with 77 larger places inside a 50-mile radius. Whether St. Anthony has a local branch or not, a Minnesota-licensed lender can serve its 9,970 people online on the same terms. The nearest bigger place is Columbia Heights, MN about 2 miles away.

The St. Anthony borrowing checklist

Before you apply in St. Anthony, a community of about 9,970, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is St. Anthony-specific: the same Minnesota licensing and disclosure rules reach all 9,970 residents.

The anatomy of a St. Anthony personal loan

Most loans made to St. Anthony's 9,970 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in St. Anthony. Because the payment is fixed, the total cost of a St. Anthony loan is knowable in advance — unlike a revolving card balance.

St. Anthony in state context

Among Minnesota's 853 places, St. Anthony sits at 104th for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, St. Anthony ranks 40th of 853 in Minnesota (about the 95th percentile). Its roughly 4,459 residents per square mile place it 12th among Minnesota's places. By land area, its 2.2 square miles rank 304th of 853 places in Minnesota.

Minnesota consumer-lending rules applied in St. Anthony

Read the table as a lender's compliance picture for St. Anthony: the rule, the sourced figure, the publisher and the date.