Personal loans in Hilltop, MN

Roughly 951 residents live in Hilltop, the 367th-largest community in Minnesota. Decide the purpose of the loan and your repayment plan before sharing any details with a Hilltop lender. From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. The nearest larger city is Columbia Heights, MN about 0 miles away.

Hilltop by the numbers

Here is the sourced Census picture for Hilltop, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: 951 — Hilltop ranks 367th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.4% since the 2020 count.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: bigger than about 57% of the places in Minnesota, with 951 residents in Hilltop.
• Land and density: 0.1 square miles of land carry roughly 7,992 residents per square mile.
• Land area: Hilltop covers 0.1 square miles, the 846th-largest area among Minnesota's 853 places.
• Share of Minnesota: Hilltop holds about 0.0% of the state's population, some 951 people.
• Nationally: Hilltop is the 10,443rd-largest of 19,457 Census places in the dataset.
• Growth rank: Hilltop's 2020-to-2023 change ranks 389th of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Hilltop moved 0.4%.
• Density in Minnesota: Hilltop ranks 2nd by people per square mile.
• Density vs Minnesota: Hilltop's 7,992 people per square mile compare with a state median of 607.
• Location: latitude 45.0536, longitude -93.2501 (Census Gazetteer).
• Nearest larger cities: Columbia Heights (0 mi); Fridley (2 mi); St. Anthony (2 mi); New Brighton (2 mi); Brooklyn Center (3 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Medicine Lake (9 mi); Gem Lake (10 mi); Lilydale (12 mi).
• Smaller places within 50 miles: 40 of them.
• Larger places within 100 miles: 290.

Lender access in Hilltop

At roughly 7,992 people per square mile, Hilltop is densely built; 172 larger places lie within 50 miles. Lenders licensed in Minnesota reach Hilltop's 951 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Columbia Heights, MN about 0 miles away.

Hilltop's place among Minnesota's 853 places

Among Minnesota's 853 places, Hilltop sits at 367th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hilltop stands 389th among Minnesota's 853 places — roughly the 54th percentile. By density, at about 7,992 people per square mile, it ranks 2nd in Minnesota. Within 50 miles sit 40 smaller Census places, alongside the 172 that are larger.

How Minnesota law applies in Hilltop

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Hilltop is bound by the same rules.

Hilltop on the map

The Census Gazetteer records about 0.1 square miles of land within Hilltop, with no significant water area listed. Spread across it are roughly 7,992 residents per square mile. Minneapolis, the largest place in Minnesota, is about 6 miles from Hilltop. Hilltop has 172 larger places within a 50-mile radius. By land area it ranks 846th of 853 Minnesota places.

A practical checklist for Hilltop borrowers

For Hilltop's roughly 951 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Hilltop-specific: the same Minnesota licensing and disclosure rules reach all 951 residents.