Personal loans in New Brighton, MN

The Census estimates 22,228 residents in New Brighton, which ranks it 51st of 853 places in Minnesota. For a bigger market, look to Columbia Heights, MN about 2 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 5.2%. Lenders active in New Brighton report to a Minnesota supervisor, identified in the sourced rows below. Compare APR, not the interest rate, because the APR folds in most fees on a New Brighton loan.

New Brighton: population, trend and location

Two layers matter for a New Brighton borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: about 22,228 people live here, which puts New Brighton 51st of 853 Census places in Minnesota (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 5.2%.
• Net change: roughly 1,228 fewer people than the 2020 Census counted.
• Size percentile: roughly 94% of Minnesota places rank below New Brighton.
• Land and density: 6.5 square miles of land carry roughly 3,422 residents per square mile.
• By land area: New Brighton ranks 142nd among Minnesota's 853 places, at 6.5 sq mi.
• Water: New Brighton holds about 0.59 square miles, the 118th-largest water area in Minnesota.
• Share of state population: New Brighton's 22,228 residents are about 0.5% of Minnesota.
• Nationally: New Brighton is the 1,734th-largest of 19,457 Census places in the dataset.
• Growth rank: New Brighton ranks 834th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while New Brighton moved 5.2%.
• Density rank: New Brighton places 24th among Minnesota's places by people per square mile.
• Against the state median: New Brighton runs about 3,422 residents per square mile, where the Minnesota median is 607.
• Location: latitude 45.0672, longitude -93.2058 (Census Gazetteer).
• Nearest larger cities: Columbia Heights (2 mi); Fridley (3 mi); Shoreview (3 mi); Roseville (4 mi); Brooklyn Center (5 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Arden Hills (2 mi); Hilltop (2 mi); St. Anthony (3 mi).
• Smaller neighbours: 169 places smaller than New Brighton sit within 50 miles.
• Larger places within 100 miles: 48.

Minnesota consumer-lending rules applied in New Brighton

Read the table as a lender's compliance picture for New Brighton: the rule, the sourced figure, the publisher and the date.

How a New Brighton personal loan is priced

New Brighton is a smaller city of about 22,228 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in New Brighton can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a New Brighton loan but raises total interest, so the smallest payment is not the cheapest loan.

How New Brighton compares across Minnesota

Against Minnesota's other places, New Brighton accounts for about 0.5% of the state's population and ranks 51st of 853 by size. Its 2020-to-2023 change ranks 834th of 853 Minnesota places, putting it near the 2th percentile for growth. At about 3,422 people per square mile, New Brighton is the 24th most densely settled place in Minnesota. In land area, New Brighton ranks 142nd among Minnesota's 853 places.

Land, water and location for New Brighton

Inside New Brighton's boundaries lie roughly 6.5 square miles of land and 0.59 square miles of water. Spread across it are roughly 3,422 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 8 miles. Within 50 miles of New Brighton there are 41 larger Census places. By land area it ranks 142nd of 853 Minnesota places.

Borrowing reach in New Brighton

With about 3,422 residents per square mile, New Brighton is fairly dense, and 41 larger Census places sit within 50 miles. Distance to a branch rarely matters for New Brighton's 22,228 residents: the application is online and the price follows your credit file. The nearest larger city, Columbia Heights, MN about 2 miles away.