Personal loans in Robbinsdale, MN
Robbinsdale, Minnesota — home to about 13,968 people — is a small town, so the terms you are offered follow Minnesota law rather than any local rule.
The Census counts 13,968 people in Robbinsdale, the 79th-largest figure among Minnesota's 853 places. The closest larger city is Crystal, MN about 2 miles away. Census figures put the 2020-to-2023 decrease in Robbinsdale at about 4.6%. Consumer lending that reaches Robbinsdale's 13,968 residents is governed by Minnesota statute; no city ordinance changes it. If debt is already a strain, a nonprofit credit counsellor can help Robbinsdale residents before they take on more.
Robbinsdale: population, trend and location
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: 13,968 — Robbinsdale ranks 79th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 4.6%.
- People gained or lost: about 667 fewer since the 2020 base.
- Size percentile: about 91% of Minnesota communities are smaller than Robbinsdale (13,968 residents).
- Population density: about 4,997 people per square mile (Census land area 2.8 sq mi).
- By land area: Robbinsdale ranks 266th among Minnesota's 853 places, at 2.8 sq mi.
- Water area: Robbinsdale has 0.19 square miles of water, ranking 199th of 853 places in Minnesota.
- Within Minnesota: about 0.3% of the state's population lives in Robbinsdale.
- National rank: Robbinsdale is the 2,477th most populous of the 19,457 Census places covered here.
- Growth rank: Robbinsdale's 2020-to-2023 change ranks 825th of 853 places in Minnesota.
- Against the state trend: Robbinsdale's 4.6% change compares with a Minnesota average of +0.1% across its 853 places.
- Density in Minnesota: Robbinsdale ranks 8th by people per square mile.
- Density vs Minnesota: Robbinsdale's 4,997 people per square mile compare with a state median of 607.
- Location: the Census Gazetteer records it at 45.0245, -93.3306.
- Nearest larger cities: Crystal (2 mi); Golden Valley (3 mi); New Hope (3 mi); Brooklyn Center (3 mi); Columbia Heights (4 mi). Online lenders reach Robbinsdale no matter how far the nearest branch is.
- Nearest smaller towns: Hilltop (4 mi); Medicine Lake (5 mi); St. Anthony (6 mi) — useful context for the surrounding area.
- Smaller neighbours: 152 places smaller than Robbinsdale sit within 50 miles.
- At 100 miles: 75 larger Census places fall inside that radius.
How lenders reach Robbinsdale
With about 4,997 residents per square mile, Robbinsdale is fairly dense, and 61 larger Census places sit within 50 miles. Distance to a branch rarely matters for Robbinsdale's 13,968 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Crystal, MN about 2 miles away.
The anatomy of a Robbinsdale personal loan
Most loans made to Robbinsdale's 13,968 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Robbinsdale lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Robbinsdale loan but raises total interest, so the smallest payment is not the cheapest loan.
The state rulebook for Robbinsdale
The rows below set out what a licensed lender must follow in Minnesota, and so for Robbinsdale's roughly 13,968 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
What to do before borrowing in Robbinsdale
Before you apply in Robbinsdale, a community of about 13,968, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Robbinsdale-specific: the same Minnesota licensing and disclosure rules reach all 13,968 residents.
Robbinsdale against the rest of Minnesota
Within Minnesota, Robbinsdale holds roughly 0.3% of all residents, the 79th-largest share among 853 places. On the 2020-to-2023 trend, Robbinsdale stands 825th among Minnesota's 853 places — roughly the 3th percentile. By density, at about 4,997 people per square mile, it ranks 8th in Minnesota. In land area, Robbinsdale ranks 266th among Minnesota's 853 places.
Common questions
What are my options in Robbinsdale if my credit is poor?
What loan size can I expect in Robbinsdale?
Do I have to pledge anything to borrow in Robbinsdale?
Does comparing loans in Robbinsdale cost me credit score points?
Nearby places
- Crystal, MN — population 21,906
- Golden Valley, MN — population 21,211
- Brooklyn Center, MN — population 31,688
- New Hope, MN — population 20,705
- St. Louis Park, MN — population 49,697
- Hilltop, MN — population 951
- Minneapolis, MN — population 425,115
- Columbia Heights, MN — population 22,278