Personal loans in Mathiston, MS
Two households in Mathiston with comparable incomes can still be offered different rates; the city's 855 residents are not the reason. The 2020 count to the 2023 estimate shows about 2.5% growth in Mathiston.
An estimated 855 people make their home in Mathiston, a figure that ranks 163rd in Mississippi. Verify the lender's Mississippi licence against the regulator named below before borrowing in Mathiston. Which products a lender may offer to Mathiston's 855 residents follows from the Mississippi consumer-lending framework. The next larger city is Eupora, MS about 9 miles away.
Local context for Mathiston
Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.
- Population: 855 residents; Mathiston is the 163rd-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: About 2.5% above the 2020 Census base.
- Absolute change: 21 residents added between 2020 and 2023.
- Size percentile: roughly 45% of Mississippi's places have fewer residents than Mathiston's 855.
- Population density: 342 people per square mile on 2.5 square miles of land.
- Land area: Mathiston covers 2.5 square miles, the 154th-largest area among Mississippi's 299 places.
- Water area: Mathiston has 0.03 square miles of water, ranking 90th of 299 places in Mississippi.
- Share of Mississippi: Mathiston holds about 0.1% of the state's population, some 855 people.
- National rank: Mathiston is 10,896th of 19,457 places nationwide.
- Growth rank: Mathiston ranks 27th among Mississippi's 299 places for the 2020-to-2023 change.
- Versus Mississippi: the state average change is -2.3%, while Mathiston moved 2.5%.
- Density rank: Mathiston places 192nd among Mississippi's places by people per square mile.
- Against the state median: Mathiston runs about 342 residents per square mile, where the Mississippi median is 434.
- Location: it lies at 33.5389, -89.1259 in the Census Gazetteer.
- Nearest larger cities: Eupora (9 mi); Ackerman (16 mi); Starkville (18 mi); Vardaman (24 mi); Derma (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Maben (3 mi); Walthall (10 mi); Mantee (13 mi).
- Within a 50-mile radius: 23 smaller Census places.
- Larger places within 100 miles: 111.
Mathiston's place among Mississippi's 299 places
Among Mississippi's 299 places, Mathiston sits at 163rd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Mathiston ranks 27th of 299 in Mississippi (about the 91th percentile). At about 342 people per square mile, Mathiston is the 192nd most densely settled place in Mississippi. The population moved by about 21 people between 2020 and 2023, a 2.5% shift.
What a Mathiston borrower is actually offered
A Mathiston personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 855 residents. Two numbers drive a Mathiston loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Mathiston decides the split between a comfortable payment and the total interest you pay.
Before you apply in Mathiston
Before you apply in Mathiston, a community of about 855, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Mississippi regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Mathiston as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 855 residents.
Land, water and location for Mathiston
The Census Gazetteer records 2.5 square miles of land and 0.03 square miles of water within Mathiston. With 855 residents, the land area yields roughly 342 people per square mile. For the state's biggest city, Jackson, the distance is roughly 105 miles. Counting outward 50 miles, 25 larger communities surround Mathiston. The 100-mile radius contains 111 larger places.
Mississippi rules behind a Mathiston personal loan
Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Mathiston lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
What are my options in Mathiston if my credit is poor?
What loan size can I expect in Mathiston?
Do I have to pledge anything to borrow in Mathiston?
Does comparing loans in Mathiston cost me credit score points?
Nearby places
- Maben, MS — population 758
- Eupora, MS — population 2,096
- Walthall, MS — population 114
- Mantee, MS — population 241
- Sturgis, MS — population 202
- Ackerman, MS — population 1,565
- Woodland, MS — population 114
- Starkville, MS — population 25,444