Personal loans in Sturgis, MS
The Census estimates 202 residents in Sturgis, which ranks it 266th of 299 places in Mississippi. A 2020-to-2023 comparison shows Sturgis down by about 2.9%. If you are weighing a personal loan in Sturgis, start from the payment you can carry; its 202 residents face the same statewide rules. Every figure below is Mississippi's own, applied to Sturgis's 202 residents, with the publisher and retrieval date attached. Verify the lender's Mississippi licence against the regulator named below before borrowing in Sturgis. The nearest larger city is Ackerman, MS about 8 miles away.
The Sturgis data picture
Most of what governs a Sturgis loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 202 residents in Sturgis (Vintage 2023 subcounty estimate), the 266th-largest figure among Mississippi's 299 places.
- Population trend: About 2.9% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: Sturgis's 202 people outrank roughly 11% of the places in Mississippi.
- Density: roughly 157 residents per square mile, spread over 1.3 sq mi of land.
- Land area: Sturgis covers 1.3 square miles, the 213th-largest area among Mississippi's 299 places.
- Share of state population: Sturgis's 202 residents are about 0.0% of Mississippi.
- Nationally: Sturgis is the 16,472nd-largest of 19,457 Census places in the dataset.
- Growth rank: Sturgis's 2020-to-2023 change ranks 164th of 299 places in Mississippi.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Sturgis's 2.9%.
- Density in Mississippi: Sturgis ranks 260th by people per square mile.
- Density in context: Sturgis's 157 people per square mile sit against a Mississippi median of 434.
- Location: the Census Gazetteer records it at 33.3452, -89.0458.
- Nearest larger cities: Ackerman (8 mi); Mathiston (14 mi); Maben (15 mi); Starkville (15 mi); Weir (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: McCool (20 mi); Walthall (23 mi); Woodland (30 mi).
- Smaller neighbours: 10 places smaller than Sturgis sit within 50 miles.
- At 100 miles: 184 larger Census places fall inside that radius.
Where Sturgis sits in Mississippi
Within Mississippi, Sturgis holds roughly 0.0% of all residents, the 266th-largest share among 299 places. Its 2020-to-2023 change ranks 164th of 299 Mississippi places, putting it near the 45th percentile for growth. By density, at about 157 people per square mile, it ranks 260th in Mississippi. Within 50 miles sit 10 smaller Census places, alongside the 36 that are larger.
Inside a Sturgis personal loan
Most loans made to Sturgis's 202 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Sturgis loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Sturgis decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Sturgis
Sturgis is a lightly settled community of about 202 people, with 36 larger places inside a 50-mile radius. Whether Sturgis has a local branch or not, a Mississippi-licensed lender can serve its 202 people online on the same terms. For a larger market, the closest option is Ackerman, MS about 8 miles away.
Mississippi consumer-lending rules applied in Sturgis
Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Sturgis lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Where Sturgis sits
The Census Gazetteer records about 1.3 square miles of land within Sturgis, with no significant water area listed. With 202 residents, the land area yields roughly 157 people per square mile. For the state's biggest city, Jackson, the distance is roughly 98 miles. Counting outward 50 miles, 36 larger communities surround Sturgis. The 100-mile radius contains 184 larger places.
Common questions
What are my options in Sturgis if my credit is poor?
What loan size can I expect in Sturgis?
Do I have to pledge anything to borrow in Sturgis?
Does comparing loans in Sturgis cost me credit score points?
Nearby places
- Ackerman, MS — population 1,565
- Mathiston, MS — population 855
- Maben, MS — population 758
- Louisville, MS — population 5,913
- Starkville, MS — population 25,444
- Weir, MS — population 440
- Eupora, MS — population 2,096
- McCool, MS — population 105