Personal loans in Louisville, MS

Louisville by the numbers

Most of what governs a Louisville loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

• Population: 5,913 people, a figure that places Louisville 57th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
• Absolute change: 163 residents lost between 2020 and 2023.
• Size percentile: about 81% of Mississippi's Census places are smaller than Louisville.
• Population density: about 392 people per square mile across 15.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Louisville's 15.1 square miles rank 41st of 299 places in Mississippi.
• Water area: Louisville has 0.18 square miles of water, ranking 43rd of 299 places in Mississippi.
• State population share: Louisville accounts for about 0.4% of everyone in Mississippi.
• Nationally: Louisville is the 4,395th-largest of 19,457 Census places in the dataset.
• Growth rank: Louisville's 2020-to-2023 change ranks 153rd of 299 places in Mississippi.
• Against the state trend: Louisville's 2.7% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Louisville is the 167th most densely settled place in Mississippi.
• Against the state median: Louisville runs about 392 residents per square mile, where the Mississippi median is 434.
• Location: the Census Gazetteer records it at 33.1229, -89.0549.
• Nearest larger cities: Philadelphia (24 mi); Starkville (27 mi); Kosciusko (31 mi); West Point (41 mi); Columbus (46 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Noxapater (9 mi); Ackerman (15 mi); Sturgis (15 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 36 smaller Census places.
• Within 100 miles: 30 places are larger than Louisville.

Louisville: area, density and distance

Inside Louisville's boundaries lie roughly 15.1 square miles of land and 0.18 square miles of water. The resulting density is about 392 people per square mile. The state's population centre of gravity, Jackson, is roughly 87 miles away. Louisville has 5 larger places within a 50-mile radius. By land area it ranks 41st of 299 Mississippi places.

How Louisville compares across Mississippi

Among Mississippi's 299 places, Louisville sits at 57th for population, a share of roughly 0.4% of the state. On the 2020-to-2023 trend, Louisville stands 153rd among Mississippi's 299 places — roughly the 49th percentile. Its roughly 392 residents per square mile place it 167th among Mississippi's places. By land area, its 15.1 square miles rank 41st of 299 places in Mississippi.

Mississippi consumer-lending rules applied in Louisville

Mississippi has no separate rate rule for Louisville; the sourced rows below are what reach every lender that serves its 5,913 people.

Steps to take before a Louisville loan

Complete these steps first when you borrow in Louisville (5,913 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Louisville as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 5,913 residents.

How lenders reach Louisville

Louisville is lightly settled, with about 392 people per square mile and 5 larger places within 50 miles. Distance to a branch rarely matters for Louisville's 5,913 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Philadelphia, MS about 24 miles away.