Personal loans in Walthall, MS

With an estimated 114 residents, Walthall is the 288th-largest of 299 places in Mississippi. For the 114 people in Walthall, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. From the 2020 Census base to the 2023 estimate, the population declined by about 0.9%. Borrowers who want a bigger city can look to Eupora, MS about 4 miles away.

Walthall: population, trend and location

Set out below is Walthall's local context next to the state-level rules that reach every lender here.

• Population: about 114 people live here, which puts Walthall 288th of 299 Census places in Mississippi (Vintage 2023).
• Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: Walthall sits ahead of around 4% of Mississippi places, at 114 people.
• Population density: 117 people per square mile on 1.0 square miles of land.
• Land area rank: Walthall's 1.0 square miles rank 242nd of 299 places in Mississippi.
• Share of Mississippi: Walthall holds about 0.0% of the state's population, some 114 people.
• National rank: Walthall sits 17,890th by population among the 19,457 places in this dataset.
• Growth rank: Walthall's 2020-to-2023 change ranks 80th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Walthall's 0.9%.
• Density rank: Walthall places 269th among Mississippi's places by people per square mile.
• Density in context: Walthall's 117 people per square mile sit against a Mississippi median of 434.
• Location: it lies at 33.6067, -89.2791 in the Census Gazetteer.
• Nearest larger cities: Eupora (4 mi); Mathiston (10 mi); Maben (12 mi); Mantee (15 mi); Derma (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Slate Springs (11 mi); McCool (28 mi); Ethelsville (63 mi).
• Within a 50-mile radius: 2 smaller Census places.
• At 100 miles: 223 larger Census places fall inside that radius.

The state rulebook for Walthall

Read the table as a lender's compliance picture for Walthall: the rule, the sourced figure, the publisher and the date.

How personal loans work in Walthall

A Walthall personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 114 residents. Because pricing is borrower-level, two people in Walthall can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Walthall loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Walthall

Walthall covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 117 people per square mile. The largest place in Mississippi, Jackson, lies about 104 miles away. A 50-mile radius around Walthall takes in 47 places that are larger. By land area it ranks 242nd of 299 Mississippi places.

Walthall in state context

Within Mississippi, Walthall holds roughly 0.0% of all residents, the 288th-largest share among 299 places. For population change between 2020 and 2023, Walthall ranks 80th of 299 in Mississippi (about the 73th percentile). By density, at about 117 people per square mile, it ranks 269th in Mississippi. Between 2020 and 2023 the count changed by roughly 1 residents.

A practical checklist for Walthall borrowers

For Walthall's roughly 114 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Walthall and the rest of Mississippi is not the process but the borrower's own file, among the 114 people here.