Personal loans in Woodland, MS

In Woodland, one of 299 Census places in Mississippi, the figure to compare across lenders is the APR, not the advertised rate. Decide the purpose of the loan and your repayment plan before sharing any details with a Woodland lender. For the 114 people in Woodland, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is Mantee, MS about 4 miles away.

Woodland: population, trend and location

Here is the sourced Census picture for Woodland, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 114 — Woodland ranks 289th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Up about 2.7% from the 2020 Census base to the 2023 estimate.
• Absolute change: 3 residents added between 2020 and 2023.
• Size percentile: bigger than about 3% of the places in Mississippi, with 114 residents in Woodland.
• Land and density: 0.6 square miles of land carry roughly 201 residents per square mile.
• Land area rank: Woodland's 0.6 square miles rank 275th of 299 places in Mississippi.
• State population share: Woodland accounts for about 0.0% of everyone in Mississippi.
• Nationally: Woodland is the 17,891st-largest of 19,457 Census places in the dataset.
• Growth rank: Woodland's 2020-to-2023 change ranks 25th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Woodland's 2.7%.
• Density rank: Woodland is the 243rd most densely settled place in Mississippi.
• Against the state median: Woodland runs about 201 residents per square mile, where the Mississippi median is 434.
• Location: 33.7797, -89.0507 (US Census Bureau Gazetteer).
• Nearest larger cities: Mantee (4 mi); Houston (8 mi); Vardaman (10 mi); Derma (15 mi); Maben (16 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Slate Springs (19 mi); McCool (43 mi); Gattman (47 mi).
• Within a 50-mile radius: 3 smaller Census places.
• At 100 miles: 230 larger Census places fall inside that radius.

What is available to Woodland borrowers

Woodland is a lightly settled community of about 114 people, with 53 larger places inside a 50-mile radius. Distance to a branch rarely matters for Woodland's 114 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mantee, MS about 4 miles away.

What shapes a Woodland personal loan

Woodland is a small community of about 114 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Woodland's 114 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Woodland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Woodland in state context

Within Mississippi, Woodland holds roughly 0.0% of all residents, the 289th-largest share among 299 places. Its 2020-to-2023 change ranks 25th of 299 Mississippi places, putting it near the 92th percentile for growth. By density, at about 201 people per square mile, it ranks 243rd in Mississippi. In land area, Woodland ranks 275th among Mississippi's 299 places.

What Mississippi law requires in Woodland

These are Mississippi's sourced lending facts as they reach Woodland's 114 residents; the state has no city-level rate rule.

Before you apply in Woodland

Before you hand your details to a lender in Woodland, where the population is near 114:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Mississippi licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Woodland-specific: the same Mississippi licensing and disclosure rules reach all 114 residents.