Personal loans in Marion, LA

Marion is home to roughly 604 people and stands 199th by size out of 302 Census places in Louisiana. From the 2020 Census base to the 2023 estimate, the population declined by about 3.2%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 604 residents, Marion is a small community, and the lending rules its borrowers live under are written in Louisiana, not by the city. State law, not city hall, decides what a lender may do to Marion's roughly 604 residents, and a state regulator supervises it. Decide the purpose of the loan and your repayment plan before sharing any details with a Marion lender. The nearest larger city is Farmerville, LA about 13 miles away.

Marion: population, trend and location

What follows is Marion's place in the Census record, alongside the Louisiana rules that govern a personal loan made here.

The anatomy of a Marion personal loan

In Marion, a small community of about 604, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Marion lender to disclose the APR and finance charge before you sign. Shortening the term on a Marion loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Marion on the map

Inside Marion's boundaries lie roughly 3.2 square miles of land and 0.01 square miles of water. Spread across it are roughly 188 residents per square mile. New Orleans, the largest place in Louisiana, is about 239 miles from Marion. Marion has 23 larger places within a 50-mile radius. By land area it ranks 124th of 302 Louisiana places.

The Louisiana lending rules that reach Marion

Below are the Louisiana rules that apply to a loan made in Marion, each with the regulator that issued it.

RuleDetailSource
State lending regulatorLouisiana Office of Financial Institutions (OFI), Non-Depository Division
Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."
Louisiana Office of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer loan license required from OFI before making consumer loans
Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office"
Louisiana Office of Financial Institutions
as of 2026-09-16
Licensed-lender consumer loan finance charge caps36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A))
Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars"
Louisiana State Legislature
as of 2026-09-16

Marion's place among Louisiana's 302 places

Among Louisiana's 302 places, Marion sits at 199th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 158th of 302 Louisiana places, putting it near the 48th percentile for growth. At about 188 people per square mile, Marion is the 241st most densely settled place in Louisiana. In land area, Marion ranks 124th among Louisiana's 302 places.

How lenders reach Marion

Marion is a lightly settled community of about 604 people, with 23 larger places inside a 50-mile radius. A Louisiana licence lets a lender serve Marion without a local office, so branch density does not change what its 604 residents are offered. The nearest bigger place is Farmerville, LA about 13 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Marion if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marion is the same as anywhere in Louisiana.
What loan size can I expect in Marion?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Marion?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Marion cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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