Personal loans in Downsville, LA

At about 113 residents, Downsville is larger than roughly 3% of the places in Louisiana. Census figures put the 2020-to-2023 decrease in Downsville at about 5.0%. If debt is already a strain, a nonprofit credit counsellor can help Downsville residents before they take on more. Borrowers who want a bigger city can look to Choudrant, LA about 9 miles away.

What the Census records for Downsville

Two layers matter for a Downsville borrower: the local population picture and Louisiana's consumer-lending statutes.

• Population: a Census-estimated 113, 294th among Louisiana's 302 places (Vintage 2023).
• Population trend: A drop of about 5.0% from 2020 to 2023.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: about 3% of Louisiana communities are smaller than Downsville (113 residents).
• Population density: 152 people per square mile on 0.7 square miles of land.
• Land area rank: Downsville's 0.7 square miles rank 282nd of 302 places in Louisiana.
• Share of state population: Downsville's 113 residents are about 0.0% of Louisiana.
• Nationally: Downsville is the 17,899th-largest of 19,457 Census places in the dataset.
• Growth in Louisiana: Downsville stands 254th by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Downsville's 5.0% change compares with a Louisiana average of -2.1% across its 302 places.
• Density in Louisiana: Downsville ranks 255th by people per square mile.
• Against the state median: Downsville runs about 152 residents per square mile, where the Louisiana median is 534.
• Location: 32.6264, -92.4129 (US Census Bureau Gazetteer).
• Nearest larger cities: Choudrant (9 mi); Farmerville (10 mi); Vienna (14 mi); Ruston (14 mi); Dubach (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Lillie (25 mi); Felsenthal (34 mi); Bryceland (36 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 5 smaller Census places.
• At 100 miles: 206 larger Census places fall inside that radius.

The anatomy of a Downsville personal loan

Most loans made to Downsville's 113 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Downsville. A longer term lowers the monthly payment on a Downsville loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Downsville

The Census Gazetteer records about 0.7 square miles of land within Downsville, with no significant water area listed. The resulting density is about 152 people per square mile. The state's population centre of gravity, New Orleans, is roughly 230 miles away. Counting outward 50 miles, 50 larger communities surround Downsville. By land area it ranks 282nd of 302 Louisiana places.

Getting a loan in Downsville

Downsville is a lightly settled community of about 113 people, with 50 larger places inside a 50-mile radius. What is available to Downsville's 113 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Choudrant, LA about 9 miles away.

Louisiana consumer-lending rules applied in Downsville

Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Downsville lender must follow.

Where Downsville sits in Louisiana

Among Louisiana's 302 places, Downsville sits at 294th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 254th of 302 Louisiana places, putting it near the 16th percentile for growth. Its roughly 152 residents per square mile place it 255th among Louisiana's places. In land area, Downsville ranks 282nd among Louisiana's 302 places.