Personal loans in Farmerville, LA

Use the calculator on this page to price an amount and term before you commit in Farmerville. A single loan can carry different costs on either side of a state line, and Farmerville sits on the Louisiana side of that line. Population in Farmerville dropped about 2.3% over the three years from 2020 to 2023. The nearest larger metro is Ruston, LA about 22 miles away.

Where Farmerville stands

Farmerville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 3,286 people live here, which puts Farmerville 81st of 302 Census places in Louisiana (Vintage 2023).
• Population trend: Roughly 2.3% fewer residents than the 2020 Census counted.
• People gained or lost: about 79 fewer since the 2020 base.
• Size percentile: bigger than about 73% of the places in Louisiana, with 3,286 residents in Farmerville.
• Density: roughly 569 residents per square mile, spread over 5.8 sq mi of land.
• Land area: Farmerville covers 5.8 square miles, the 66th-largest area among Louisiana's 302 places.
• Water: Farmerville holds about 0.10 square miles, the 49th-largest water area in Louisiana.
• State population share: Farmerville accounts for about 0.2% of everyone in Louisiana.
• Nationally: Farmerville is the 5,994th-largest of 19,457 Census places in the dataset.
• Growth rank: Farmerville's 2020-to-2023 change ranks 128th of 302 places in Louisiana.
• Versus Louisiana: the state average change is -2.1%, while Farmerville moved 2.3%.
• Density in Louisiana: Farmerville ranks 145th by people per square mile.
• Against the state median: Farmerville runs about 569 residents per square mile, where the Louisiana median is 534.
• Location: it lies at 32.7751, -92.4005 in the Census Gazetteer.
• Nearest larger cities: Ruston (22 mi); West Monroe (23 mi); Grambling (25 mi); Monroe (26 mi); Bastrop (29 mi). Lenders licensed in the state serve Farmerville whether or not they keep a local branch.
• Nearest smaller towns: Downsville (10 mi); Marion (13 mi); Bernice (15 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 43 smaller Census places.
• Within 100 miles: 33 places are larger than Farmerville.

Which Louisiana laws govern a loan in Farmerville

The rows below set out what a licensed lender must follow in Louisiana, and so for Farmerville's roughly 3,286 residents.

How personal loans work in Farmerville

In Farmerville, a small community of about 3,286, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Farmerville's rank of 81st in Louisiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Farmerville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Farmerville compares across Louisiana

Within Louisiana, Farmerville holds roughly 0.2% of all residents, the 81st-largest share among 302 places. Its 2020-to-2023 change ranks 128th of 302 Louisiana places, putting it near the 58th percentile for growth. At about 569 people per square mile, Farmerville is the 145th most densely settled place in Louisiana. Within 50 miles sit 43 smaller Census places, alongside the 9 that are larger.

A pre-application checklist for Farmerville

For Farmerville's roughly 3,286 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Louisiana regulator's licence list.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Farmerville-specific: the same Louisiana licensing and disclosure rules reach all 3,286 residents.

The geography behind Farmerville

The Census Gazetteer records 5.8 square miles of land and 0.10 square miles of water within Farmerville. Spread across it are roughly 569 residents per square mile. The largest place in Louisiana, New Orleans, lies about 238 miles away. A 50-mile radius around Farmerville takes in 9 places that are larger. By land area it ranks 66th of 302 Louisiana places.