Personal loans in Felsenthal, AR

In Felsenthal, one of 500 Census places in Arkansas, the figure to compare across lenders is the APR, not the advertised rate. Roughly 85 residents live in Felsenthal, the 466th-largest community in Arkansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Felsenthal's population was effectively unchanged from the 2020 count to the 2023 estimate. To lend to Felsenthal's 85 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Use the calculator on this page to price an amount and term before you commit in Felsenthal. Borrowers who want a bigger city can look to Huttig, AR about 2 miles away.

Where Felsenthal stands

Here is the sourced Census picture for Felsenthal, plus the Arkansas lending rules that apply to a loan taken out here.

Felsenthal in state context

Against Arkansas's other places, Felsenthal accounts for about 0.0% of the state's population and ranks 466th of 500 by size. Its 2020-to-2023 change ranks 234th of 500 Arkansas places, putting it near the 53th percentile for growth. At about 58 people per square mile, Felsenthal is the 487th most densely settled place in Arkansas. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Felsenthal: area, density and distance

Felsenthal's land area is about 1.5 square miles; a further 0.18 square miles is water. With 85 residents, the land area yields roughly 58 people per square mile. The state's population centre of gravity, Little Rock, is roughly 116 miles away. Counting outward 50 miles, 50 larger communities surround Felsenthal. By land area it ranks 292nd of 500 Arkansas places.

Before you apply in Felsenthal

Complete these steps first when you borrow in Felsenthal (85 residents):

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
  5. Check the disclosure for fees that raise the true cost above the quoted rate.
  6. Check that the monthly payment fits your budget next to your existing obligations.
  7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Arkansas; what changes is your credit file, not the fact that Felsenthal holds 85 people.

The state rulebook for Felsenthal

The rows below set out what a licensed lender must follow in Arkansas, and so for Felsenthal's roughly 85 residents.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

Inside a Felsenthal personal loan

A Felsenthal personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 85 residents. The APR tracks your credit score rather than Felsenthal's rank of 466th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Felsenthal decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Felsenthal if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Felsenthal is the same as anywhere in Arkansas.
What loan size can I expect in Felsenthal?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Felsenthal?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Felsenthal cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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