Personal loans in Marcus, IA
Every figure below is Iowa's own, applied to Marcus's 1,060 residents, with the publisher and retrieval date attached.
With roughly 1,060 residents, Marcus is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. At about 1,060 residents, Marcus is larger than roughly 72% of the places in Iowa. The 2020 count to the 2023 estimate shows about 1.3% decline in Marcus. Pull your credit reports and line up at least three offers before you apply from Marcus. The nearest larger metro is Remsen, IA about 8 miles away.
Marcus: population, trend and location
The figures below are Marcus's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: 1,060 — Marcus ranks 262nd of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.3%.
- Net change: roughly 14 fewer people than the 2020 Census counted.
- Size percentile: roughly 72% of Iowa places rank below Marcus.
- Density: the Census land area of 1.5 sq mi holds about 693 people per square mile.
- By land area: Marcus ranks 262nd among Iowa's 940 places, at 1.5 sq mi.
- Share of state population: Marcus's 1,060 residents are about 0.0% of Iowa.
- National rank: Marcus is 9,985th of 19,457 places nationwide.
- Growth in Iowa: Marcus stands 486th by percentage change from 2020 to 2023, among 940 places.
- Against the state trend: Marcus's 1.3% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Marcus is the 459th most densely settled place in Iowa.
- Density vs Iowa: Marcus's 693 people per square mile compare with a state median of 672.
- Location: mapped by the US Census Bureau at 42.8224, -95.8068.
- Nearest larger cities: Remsen (8 mi); Cherokee (14 mi); Alton (15 mi); Orange City (18 mi); Kingsley (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Cleghorn (5 mi); Meriden (9 mi); Granville (12 mi).
- Smaller neighbours: 86 places smaller than Marcus sit within 50 miles.
- Larger places within 100 miles: 105.
Iowa consumer-lending rules applied in Marcus
For the roughly 1,060 residents of Marcus, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
A practical checklist for Marcus borrowers
Complete these steps first when you borrow in Marcus (1,060 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Iowa regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Iowa; what changes is your credit file, not the fact that Marcus holds 1,060 people.
How lenders reach Marcus
Marcus is moderately settled, with about 693 people per square mile and 34 larger places within 50 miles. Distance to a branch rarely matters for Marcus's 1,060 residents: the application is online and the price follows your credit file. The nearest bigger place is Remsen, IA about 8 miles away.
Marcus in state context
Among Iowa's 940 places, Marcus sits at 262nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 486th of 940 Iowa places, putting it near the 48th percentile for growth. Its roughly 693 residents per square mile place it 459th among Iowa's places. By land area, its 1.5 square miles rank 262nd of 940 places in Iowa.
Marcus on the map
Inside Marcus's boundaries lie about 1.5 square miles of land, with no significant water area recorded. With 1,060 residents, the land area yields roughly 693 people per square mile. Des Moines, the largest place in Iowa, is about 142 miles from Marcus. Within 50 miles of Marcus there are 34 larger Census places. By land area it ranks 262nd of 940 Iowa places.
Common questions
What are my options in Marcus if my credit is poor?
What loan size can I expect in Marcus?
Do I have to pledge anything to borrow in Marcus?
Does comparing loans in Marcus cost me credit score points?
Nearby places
- Cleghorn, IA — population 236
- Remsen, IA — population 1,682
- Meriden, IA — population 162
- Granville, IA — population 303
- Paullina, IA — population 968
- Oyens, IA — population 94
- Quimby, IA — population 246
- Alton, IA — population 1,243