Personal loans in Quimby, IA

A larger market lies at Cherokee, IA about 10 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 0.4%. Lenders active in Quimby report to a Iowa supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Quimby's 246 residents.

Where Quimby stands

The figures below are Quimby's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 246 — Quimby ranks 613th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.4% since the 2020 count.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: with 246 residents, Quimby is larger than about 35% of Iowa's Census places.
• Land and density: 0.4 square miles of land carry roughly 604 residents per square mile.
• By land area: Quimby ranks 718th among Iowa's 940 places, at 0.4 sq mi.
• State population share: Quimby accounts for about 0.0% of everyone in Iowa.
• National standing: Quimby ranks 15,819th of 19,457 US places.
• Growth in Iowa: Quimby stands 329th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Quimby moved 0.4%.
• Density rank: Quimby is the 519th most densely settled place in Iowa.
• Against the state median: Quimby runs about 604 residents per square mile, where the Iowa median is 672.
• Location: latitude 42.6291, longitude -95.6441 (Census Gazetteer).
• Nearest larger cities: Cherokee (10 mi); Holstein (11 mi); Aurelia (12 mi); Correctionville (13 mi); Pierson (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Washta (5 mi); Meriden (11 mi); Cushing (11 mi).
• Smaller neighbours: 43 places smaller than Quimby sit within 50 miles.
• At 100 miles: 302 larger Census places fall inside that radius.

Quimby: area, density and distance

Quimby covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 604 people per square mile. The state's population centre of gravity, Des Moines, is roughly 127 miles away. Within 50 miles of Quimby there are 81 larger Census places. By land area it ranks 718th of 940 Iowa places.

The Iowa lending rules that reach Quimby

Below are the Iowa rules that apply to a loan made in Quimby, each with the regulator that issued it.

Quimby in state context

Within Iowa, Quimby holds roughly 0.0% of all residents, the 613th-largest share among 940 places. Its 2020-to-2023 change ranks 329th of 940 Iowa places, putting it near the 65th percentile for growth. By density, at about 604 people per square mile, it ranks 519th in Iowa. Between 2020 and 2023 the count changed by roughly 1 residents.

Steps to take before a Quimby loan

Before you hand your details to a lender in Quimby, where the population is near 246:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Quimby as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 246 residents.

What a Quimby borrower is actually offered

A Quimby personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 246 residents. The APR tracks your credit score rather than Quimby's rank of 613th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Quimby decides the split between a comfortable payment and the total interest you pay.