Personal loans in Cleghorn, IA

Two households in Cleghorn with comparable incomes can still be offered different rates; the city's 236 residents are not the reason. Lenders active in Cleghorn report to a Iowa supervisor, identified in the sourced rows below. For a community of about 236, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Marcus, IA about 5 miles away.

Cleghorn: population, trend and location

The figures below are Cleghorn's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 236 — Cleghorn ranks 628th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.3% from 2020 to 2023.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: about 33% of Iowa communities are smaller than Cleghorn (236 residents).
• Density: the Census land area of 0.2 sq mi holds about 1,035 people per square mile.
• Land area: Cleghorn covers 0.2 square miles, the 852nd-largest area among Iowa's 940 places.
• Share of state population: Cleghorn's 236 residents are about 0.0% of Iowa.
• National rank: Cleghorn is the 15,949th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Cleghorn stands 471st by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Cleghorn's 1.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Cleghorn ranks 252nd by people per square mile.
• Against the state median: Cleghorn runs about 1,035 residents per square mile, where the Iowa median is 672.
• Location: it lies at 42.8125, -95.7127 in the Census Gazetteer.
• Nearest larger cities: Marcus (5 mi); Cherokee (9 mi); Paullina (12 mi); Quimby (13 mi); Remsen (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Meriden (4 mi); Larrabee (9 mi); Calumet (12 mi).
• Within a 50-mile radius: 36 smaller Census places.
• At 100 miles: 301 larger Census places fall inside that radius.

Before you apply in Cleghorn

For Cleghorn's roughly 236 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Cleghorn as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 236 residents.

The geography behind Cleghorn

Cleghorn covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,035 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 138 miles. Within 50 miles of Cleghorn there are 85 larger Census places. Within the same 50 miles lie 36 smaller Census places.

How Cleghorn compares across Iowa

Within Iowa, Cleghorn holds roughly 0.0% of all residents, the 628th-largest share among 940 places. For population change between 2020 and 2023, Cleghorn ranks 471st of 940 in Iowa (about the 50th percentile). By density, at about 1,035 people per square mile, it ranks 252nd in Iowa. Within 50 miles sit 36 smaller Census places, alongside the 85 that are larger.

What Iowa law requires in Cleghorn

For the roughly 236 residents of Cleghorn, the rules below are Iowa's own; each row carries its publisher and retrieval date.

How personal loans work in Cleghorn

In Cleghorn, a small community of about 236, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Cleghorn's 236 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Cleghorn loan raises the monthly payment but cuts the interest; lengthening it does the reverse.