Personal loans in Larrabee, IA

Census data show virtually no population shift in Larrabee between 2020 and 2023. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Larrabee loan. Which products a lender may offer to Larrabee's 123 residents follows from the Iowa consumer-lending framework. A larger market lies at Calumet, IA about 6 miles away.

Local context for Larrabee

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: about 123 people live here, which puts Larrabee 782nd of 940 Census places in Iowa (Vintage 2023).
• Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
• Size percentile: roughly 17% of Iowa's places have fewer residents than Larrabee's 123.
• Density: the Census land area of 0.1 sq mi holds about 946 people per square mile.
• Land area: Larrabee covers 0.1 square miles, the 906th-largest area among Iowa's 940 places.
• Share of state population: Larrabee's 123 residents are about 0.0% of Iowa.
• National rank: Larrabee is the 17,725th most populous of the 19,457 Census places covered here.
• Growth in Iowa: Larrabee stands 256th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Larrabee's 0.0%.
• Density rank: Larrabee places 297th among Iowa's places by people per square mile.
• Against the state median: Larrabee runs about 946 residents per square mile, where the Iowa median is 672.
• Location: 42.8615, -95.5447 (Census Gazetteer coordinates).
• Nearest larger cities: Calumet (6 mi); Meriden (6 mi); Cherokee (8 mi); Sutherland (8 mi); Cleghorn (9 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Archer (20 mi); Truesdale (20 mi); Rossie (21 mi).
• Smaller neighbours: 17 places smaller than Larrabee sit within 50 miles.
• Within 100 miles: 376 places are larger than Larrabee.

The Iowa lending rules that reach Larrabee

Iowa has no separate rate rule for Larrabee; the sourced rows below are what reach every lender that serves its 123 people.

Larrabee's place among Iowa's 940 places

Against Iowa's other places, Larrabee accounts for about 0.0% of the state's population and ranks 782nd of 940 by size. On the 2020-to-2023 trend, Larrabee stands 256th among Iowa's 940 places — roughly the 73th percentile. At about 946 people per square mile, Larrabee is the 297th most densely settled place in Iowa. Within 50 miles sit 17 smaller Census places, alongside the 104 that are larger.

Larrabee on the map

Larrabee covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 946 residents per square mile. Des Moines, the largest place in Iowa, is about 133 miles from Larrabee. Larrabee has 104 larger places within a 50-mile radius. The 100-mile radius contains 376 larger places.

Lender access in Larrabee

At roughly 946 people per square mile, Larrabee is moderately settled; 104 larger places lie within 50 miles. Lenders licensed in Iowa reach Larrabee's 123 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Calumet, IA about 6 miles away.

What to do before borrowing in Larrabee

A sensible order of operations for a loan in Larrabee, home to about 123 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Iowa; what changes is your credit file, not the fact that Larrabee holds 123 people.