Personal loans in Aurelia, IA

Aurelia, Iowa — home to about 970 people — is a small community, so the terms you are offered follow Iowa law rather than any local rule. Every figure below is Iowa's own, applied to Aurelia's 970 residents, with the publisher and retrieval date attached. Verify the lender's Iowa licence against the regulator named below before borrowing in Aurelia. Borrowers who want a bigger city can look to Cherokee, IA about 6 miles away.

Where Aurelia stands

Set out below is Aurelia's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 970 residents in Aurelia (Vintage 2023 subcounty estimate), the 283rd-largest figure among Iowa's 940 places.
• Population trend: A gain of roughly 0.2% between 2020 and 2023.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: Aurelia's 970 people outrank roughly 70% of the places in Iowa.
• Population density: 957 people per square mile on 1.0 square miles of land.
• Land area rank: Aurelia's 1.0 square miles rank 388th of 940 places in Iowa.
• Share of state population: Aurelia's 970 residents are about 0.0% of Iowa.
• Nationally: Aurelia is the 10,346th-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Aurelia stands 219th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Aurelia moved 0.2%.
• Density rank: Aurelia places 287th among Iowa's places by people per square mile.
• Against the state median: Aurelia runs about 957 residents per square mile, where the Iowa median is 672.
• Location: latitude 42.7131, longitude -95.4368 (Census Gazetteer).
• Nearest larger cities: Cherokee (6 mi); Alta (7 mi); Storm Lake (13 mi); Holstein (17 mi); Marcus (20 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Meriden (11 mi); Larrabee (12 mi); Quimby (12 mi).
• Within a 50-mile radius: 89 smaller Census places.
• At 100 miles: 121 larger Census places fall inside that radius.

A pre-application checklist for Aurelia

For Aurelia's roughly 970 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Aurelia-specific: the same Iowa licensing and disclosure rules reach all 970 residents.

Land, water and location for Aurelia

The Census Gazetteer records about 1.0 square miles of land within Aurelia, with no significant water area listed. Spread across it are roughly 957 residents per square mile. Des Moines, the largest place in Iowa, is about 122 miles from Aurelia. Counting outward 50 miles, 31 larger communities surround Aurelia. Within the same 50 miles lie 89 smaller Census places.

Aurelia in state context

Against Iowa's other places, Aurelia accounts for about 0.0% of the state's population and ranks 283rd of 940 by size. On the 2020-to-2023 trend, Aurelia stands 219th among Iowa's 940 places — roughly the 77th percentile. Its roughly 957 residents per square mile place it 287th among Iowa's places. Within 50 miles sit 89 smaller Census places, alongside the 31 that are larger.

How personal loans work in Aurelia

Most loans made to Aurelia's 970 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Aurelia can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Aurelia loan is knowable in advance — unlike a revolving card balance.

Which Iowa laws govern a loan in Aurelia

This table holds the Iowa rate and licensing rules for consumer loans made to Aurelia's 970 residents.