Personal loans in Oyens, IA

An estimated 94 people make their home in Oyens, a figure that ranks 831st in Iowa. The nearest larger metro is Remsen, IA about 4 miles away. State law, not city hall, decides what a lender may do to Oyens's roughly 94 residents, and a state regulator supervises it. Pull your credit reports and line up at least three offers before you apply from Oyens.

Oyens: population, trend and location

Here is the sourced Census picture for Oyens, plus the Iowa lending rules that apply to a loan taken out here.

• Population: 94 — Oyens ranks 831st of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 12% of Iowa's places have fewer residents than Oyens's 94.
• Density: the Census land area of 0.1 sq mi holds about 832 people per square mile.
• Land area: Oyens covers 0.1 square miles, the 915th-largest area among Iowa's 940 places.
• Share of state population: Oyens's 94 residents are about 0.0% of Iowa.
• National rank: Oyens sits 18,234th by population among the 19,457 places in this dataset.
• Growth rank: Oyens ranks 433rd among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Oyens's 1.1%.
• Density rank: Oyens places 365th among Iowa's places by people per square mile.
• Density vs Iowa: Oyens's 832 people per square mile compare with a state median of 672.
• Location: it lies at 42.8198, -96.0580 in the Census Gazetteer.
• Nearest larger cities: Remsen (4 mi); Le Mars (6 mi); Brunsville (11 mi); Alton (12 mi); Maurice (12 mi). Lenders licensed in the state serve Oyens whether or not they keep a local branch.
• Smaller communities within reach: Struble (9 mi); Craig (14 mi); Chatsworth (24 mi).
• Within a 50-mile radius: 14 smaller Census places.
• Within 100 miles: 371 places are larger than Oyens.

How Oyens compares across Iowa

Among Iowa's 940 places, Oyens sits at 831st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Oyens ranks 433rd of 940 in Iowa (about the 54th percentile). Its roughly 832 residents per square mile place it 365th among Iowa's places. In land area, Oyens ranks 915th among Iowa's 940 places.

The anatomy of a Oyens personal loan

In Oyens, a small community of about 94, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Oyens's rank of 831st in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Oyens loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Oyens

With about 832 residents per square mile, Oyens is moderately settled, and 98 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Oyens's 94 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Remsen, IA about 4 miles away.

How Iowa law applies in Oyens

These are Iowa's sourced lending facts as they reach Oyens's 94 residents; the state has no city-level rate rule.

Land, water and location for Oyens

The Census Gazetteer records about 0.1 square miles of land within Oyens, with no significant water area listed. The resulting density is about 832 people per square mile. Des Moines, the largest place in Iowa, is about 152 miles from Oyens. Counting outward 50 miles, 98 larger communities surround Oyens. The 100-mile radius contains 371 larger places.