Personal loans in Malone, NY

Read the disclosure for an origination fee and any prepayment penalty before signing in Malone. For the 5,400 people in Malone, New York runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A 2020-to-2023 comparison shows Malone down by about 1.5%. The closest larger place is Massena, NY about 30 miles away.

What the Census records for Malone

Malone is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: about 5,400 people live here, which puts Malone 161st of 595 Census places in New York (Vintage 2023).
• Population trend: Lower by roughly 1.5% since the 2020 count.
• Absolute change: 82 residents lost between 2020 and 2023.
• Size percentile: Malone sits ahead of around 73% of New York places, at 5,400 people.
• Land and density: 3.1 square miles of land carry roughly 1,731 residents per square mile.
• Land area rank: Malone's 3.1 square miles rank 121st of 595 places in New York.
• Water area: Malone has 0.07 square miles of water, ranking 173rd of 595 places in New York.
• State share: roughly 0.0% of New York's residents live in Malone (5,400 people).
• National rank: Malone is the 4,616th most populous of the 19,457 Census places covered here.
• Growth in New York: Malone stands 303rd by percentage change from 2020 to 2023, among 595 places.
• Versus New York: the state average change is -1.1%, while Malone moved 1.5%.
• Density in New York: Malone ranks 254th by people per square mile.
• Density vs New York: Malone's 1,731 people per square mile compare with a state median of 1,515.
• Location: coordinates 44.8482, -74.2896 (US Census Bureau Gazetteer).
• Nearest larger cities: Massena (30 mi); Potsdam (36 mi); Plattsburgh (42 mi); Canton (46 mi); Burlington (57 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Burke (7 mi); Brushton (11 mi); Chateaugay (12 mi), each with its own Census population profile.
• Smaller neighbours: 12 places smaller than Malone sit within 50 miles.
• At 100 miles: 12 larger Census places fall inside that radius.

A practical checklist for Malone borrowers

Before you hand your details to a lender in Malone, where the population is near 5,400:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the New York licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Malone-specific: the same New York licensing and disclosure rules reach all 5,400 residents.

Borrowing reach in Malone

Malone is moderately settled, with about 1,731 people per square mile and 4 larger places within 50 miles. Distance to a branch rarely matters for Malone's 5,400 residents: the application is online and the price follows your credit file. The nearest bigger place is Massena, NY about 30 miles away.

Which New York laws govern a loan in Malone

These are New York's sourced lending facts as they reach Malone's 5,400 residents; the state has no city-level rate rule.

Land, water and location for Malone

Malone's land area is about 3.1 square miles; a further 0.07 square miles is water. That land carries about 1,731 people per square mile. The largest place in New York, New York, lies about 290 miles away. A 50-mile radius around Malone takes in 4 places that are larger. Within the same 50 miles lie 12 smaller Census places.

Malone's place among New York's 595 places

Among New York's 595 places, Malone sits at 161st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Malone ranks 303rd of 595 in New York (about the 49th percentile). Its roughly 1,731 residents per square mile place it 254th among New York's places. The population moved by about 82 people between 2020 and 2023, a 1.5% shift.