Personal loans in Burke, NY
The first question in Burke is not the rate on offer but whether the payment fits; about 165 people live here under New York lending law. Burke is one of 595 Census places in New York; its 165 residents put it at 590th.
Population in Burke dropped about 0.6% over the three years from 2020 to 2023. For the 165 people in Burke, New York runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 165, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Chateaugay, NY about 5 miles away.
What the Census records for Burke
Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.
- Population: about 165, ranked 590th of 595 places in New York (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 0.6%.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: Burke sits ahead of around 1% of New York places, at 165 people.
- Population density: 567 people per square mile on 0.3 square miles of land.
- By land area: Burke ranks 574th among New York's 595 places, at 0.3 sq mi.
- Share of state population: Burke's 165 residents are about 0.0% of New York.
- National rank: Burke sits 17,034th by population among the 19,457 places in this dataset.
- Growth rank: Burke ranks 151st among New York's 595 places for the 2020-to-2023 change.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Burke's 0.6%.
- Density rank: Burke is the 513th most densely settled place in New York.
- Density in context: Burke's 567 people per square mile sit against a New York median of 1,515.
- Location: coordinates 44.9031, -74.1700 (US Census Bureau Gazetteer).
- Nearest larger cities: Chateaugay (5 mi); Malone (7 mi); Brushton (17 mi); Dannemora (26 mi); Massena (35 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller neighbours: 0 places smaller than Burke sit within 50 miles.
- Larger places within 100 miles: 55.
What shapes a Burke personal loan
Burke is a small community of about 165 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Burke lender to disclose the APR and finance charge before you sign. Shortening the term on a Burke loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The New York lending rules that reach Burke
New York has no separate rate rule for Burke; the sourced rows below are what reach every lender that serves its 165 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Burke: area, density and distance
Burke covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 165 residents, the land area yields roughly 567 people per square mile. New York, the largest place in New York, is about 293 miles from Burke. Counting outward 50 miles, 14 larger communities surround Burke. Within the same 50 miles lie 0 smaller Census places.
How Burke compares across New York
Burke is the 590th-largest of 595 Census places in New York and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 151st of 595 New York places, putting it near the 75th percentile for growth. Its roughly 567 residents per square mile place it 513th among New York's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Borrowing reach in Burke
Burke is moderately settled, with about 567 people per square mile and 14 larger places within 50 miles. Distance to a branch rarely matters for Burke's 165 residents: the application is online and the price follows your credit file. The nearest bigger place is Chateaugay, NY about 5 miles away.
Common questions
What are my options in Burke if my credit is poor?
What loan size can I expect in Burke?
Do I have to pledge anything to borrow in Burke?
Does comparing loans in Burke cost me credit score points?
Nearby places
- Chateaugay, NY — population 744
- Malone, NY — population 5,400
- Brushton, NY — population 435
- Dannemora, NY — population 2,343
- Saranac Lake, NY — population 4,871
- Lake Placid, NY — population 2,275
- Massena, NY — population 10,082
- Tupper Lake, NY — population 3,328