Personal loans in Brushton, NY

Personal loans in Brushton are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 435 population. Pull your credit reports and line up at least three offers before you apply from Brushton. State law, not city hall, decides what a lender may do to Brushton's roughly 435 residents, and a state regulator supervises it. The next larger city is Malone, NY about 11 miles away.

Local context for Brushton

Here is the sourced Census picture for Brushton, plus the New York lending rules that apply to a loan taken out here.

• Population: about 435, ranked 540th of 595 places in New York (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: Brushton sits ahead of around 9% of New York places, at 435 people.
• Density: roughly 1,576 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Brushton covers 0.3 square miles, the 577th-largest area among New York's 595 places.
• State population share: Brushton accounts for about 0.0% of everyone in New York.
• National standing: Brushton ranks 13,734th of 19,457 US places.
• Growth rank: Brushton ranks 234th among New York's 595 places for the 2020-to-2023 change.
• Against the state trend: Brushton's 1.1% change compares with a New York average of -1.1% across its 595 places.
• Density in New York: Brushton ranks 287th by people per square mile.
• Against the state median: Brushton runs about 1,576 residents per square mile, where the New York median is 1,515.
• Location: 44.8307, -74.5119 (US Census Bureau Gazetteer).
• Nearest larger cities: Malone (11 mi); Massena (20 mi); Chateaugay (22 mi); Norwood (24 mi); Potsdam (26 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Burke (17 mi); Rensselaer Falls (43 mi); Richville (52 mi).
• Within a 50-mile radius: 2 smaller Census places.
• At 100 miles: 48 larger Census places fall inside that radius.

Land, water and location for Brushton

Brushton covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,576 people per square mile. The largest place in New York, New York, lies about 289 miles away. Brushton has 13 larger places within a 50-mile radius. Within the same 50 miles lie 2 smaller Census places.

What is available to Brushton borrowers

At roughly 1,576 people per square mile, Brushton is moderately settled; 13 larger places lie within 50 miles. Distance to a branch rarely matters for Brushton's 435 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Malone, NY about 11 miles away.

New York consumer-lending rules applied in Brushton

These are New York's sourced lending facts as they reach Brushton's 435 residents; the state has no city-level rate rule.

How Brushton compares across New York

Among New York's 595 places, Brushton sits at 540th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Brushton ranks 234th of 595 in New York (about the 61th percentile). At about 1,576 people per square mile, Brushton is the 287th most densely settled place in New York. Within 50 miles sit 2 smaller Census places, alongside the 13 that are larger.

What a Brushton borrower is actually offered

Brushton is a small community of about 435 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Brushton loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Brushton loan but raises total interest, so the smallest payment is not the cheapest loan.