Personal loans in Dannemora, NY

The Census estimates 2,343 residents in Dannemora, which ranks it 275th of 595 places in New York.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 2,343 residents, Dannemora is a small community, and the lending rules its borrowers live under are written in New York, not by the city. Dannemora shed about 28.9% of its population between the 2020 base and the 2023 estimate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dannemora loan. A lender that serves Dannemora operates under New York lending statutes and a New York supervisor. A larger market lies at Plattsburgh, NY about 13 miles away.

Local context for Dannemora

Read the local figures below as context; read the sourced New York table as the rulebook a lender here must follow.

Land, water and location for Dannemora

The Census Gazetteer records about 1.2 square miles of land within Dannemora, with no significant water area listed. Spread across it are roughly 1,941 residents per square mile. For the state's biggest city, New York, the distance is roughly 281 miles. A 50-mile radius around Dannemora takes in 11 places that are larger. Within the same 50 miles lie 10 smaller Census places.

What a Dannemora borrower is actually offered

With roughly 2,343 residents, Dannemora is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dannemora. Shortening the term on a Dannemora loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Dannemora against the rest of New York

Dannemora is the 275th-largest of 595 Census places in New York and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 595th of 595 New York places, putting it near the 0th percentile for growth. By density, at about 1,941 people per square mile, it ranks 222nd in New York. By land area, its 1.2 square miles rank 335th of 595 places in New York.

What is available to Dannemora borrowers

Dannemora is a moderately settled community of about 2,343 people, with 11 larger places inside a 50-mile radius. Lenders licensed in New York reach Dannemora's 2,343 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Plattsburgh, NY about 13 miles away.

New York consumer-lending rules applied in Dannemora

New York has no separate rate rule for Dannemora; the sourced rows below are what reach every lender that serves its 2,343 people.

RuleDetailSource
State lending regulatorNew York State Department of Financial Services (DFS)
Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York"
New York State Department of Financial Services
as of 2026-09-16
Small-loan / installment lender licensingLicensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS
Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License."
New York State Department of Financial Services
as of 2026-09-16
Criminal usury in the second degree (Penal Law 190.40)Interest rate exceeding 25% per annum; class E felony
Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period"
New York State Senate (Open Legislation)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dannemora if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dannemora is the same as anywhere in New York.
What loan size can I expect in Dannemora?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dannemora?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dannemora cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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