Personal loans in Burlington, VT

Consumer lending that reaches Burlington's 44,528 residents is governed by Vermont statute; no city ordinance changes it. The Census counts 44,528 people in Burlington, the 1st-largest figure among Vermont's 40 places. Compare APR, not the interest rate, because the APR folds in most fees on a Burlington loan. The 2020 count to the 2023 estimate shows about 0.5% decline in Burlington. Being Vermont's biggest community, Burlington has no larger in-state city within range.

What the Census records for Burlington

What follows is Burlington's place in the Census record, alongside the Vermont rules that govern a personal loan made here.

• Population: 44,528 residents; Burlington is the 1st-largest of 40 places in Vermont (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.5%.
• Net change: roughly 214 fewer people than the 2020 Census counted.
• Size percentile: roughly 98% of Vermont places rank below Burlington.
• Population density: 4,322 people per square mile on 10.3 square miles of land.
• Land area rank: Burlington's 10.3 square miles rank 2nd of 40 places in Vermont.
• Water: Burlington holds about 5.05 square miles, the 2nd-largest water area in Vermont.
• Within Vermont: about 28.7% of the state's population lives in Burlington.
• National rank: Burlington sits 895th by population among the 19,457 places in this dataset.
• Growth in Vermont: Burlington stands 20th by percentage change from 2020 to 2023, among 40 places.
• State comparison: Vermont's places average -0.1% for 2020-to-2023, against Burlington's 0.5%.
• Density rank: Burlington is the 2nd most densely settled place in Vermont.
• Density in context: Burlington's 4,322 people per square mile sit against a Vermont median of 874.
• Location: the Census Gazetteer records it at 44.4919, -73.2389.
• Smaller places close by: Winooski (3 mi); South Burlington (5 mi); Essex Junction (6 mi).
• Smaller neighbours: 23 places smaller than Burlington sit within 50 miles.
• At 100 miles: 0 larger Census places fall inside that radius.

Getting a loan in Burlington

Burlington is fairly dense, with about 4,322 people per square mile and 0 larger places within 50 miles. Distance to a branch rarely matters for Burlington's 44,528 residents: the application is online and the price follows your credit file.

Where Burlington sits in Vermont

Within Vermont, Burlington holds roughly 28.7% of all residents, the 1st-largest share among 40 places. For population change between 2020 and 2023, Burlington ranks 20th of 40 in Vermont (about the 50th percentile). By density, at about 4,322 people per square mile, it ranks 2nd in Vermont. Between 2020 and 2023 the count changed by roughly 214 residents.

The geography behind Burlington

Inside Burlington's boundaries lie roughly 10.3 square miles of land and 5.05 square miles of water. That land carries about 4,322 people per square mile. Counting outward 50 miles, 0 larger communities surround Burlington. The 100-mile radius contains 0 larger places.

The Vermont lending rules that reach Burlington

This table holds the Vermont rate and licensing rules for consumer loans made to Burlington's 44,528 residents.

What shapes a Burlington personal loan

A Burlington personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 44,528 residents. The APR tracks your credit score rather than Burlington's rank of 1st in Vermont: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Burlington loan is knowable in advance — unlike a revolving card balance.