Personal loans in Vergennes, VT

Vergennes is a small community in Vermont, with an estimated 2,566 residents, and every licensed lender here follows the same state rulebook. Rate-shopping from Vergennes costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Vergennes's 2,566 residents, a company must hold a Vermont licence, and each sourced row below names the regulator behind it. The next larger city is South Burlington, VT about 19 miles away.

Borrowing in Vergennes: the local picture

Set out below is Vergennes's local context next to the state-level rules that reach every lender here.

• Population: an estimated 2,566 residents, 11th of 40 places in Vermont (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 0.4% between 2020 and 2023.
• People gained or lost: about 11 more since the 2020 base.
• Size percentile: about 72% of Vermont communities are smaller than Vergennes (2,566 residents).
• Density: the Census land area of 2.5 sq mi holds about 1,045 people per square mile.
• Land area: Vergennes covers 2.5 square miles, the 11th-largest area among Vermont's 40 places.
• Water area rank: Vergennes ranks 10th among Vermont's 40 places, with 0.08 sq mi.
• State population share: Vergennes accounts for about 1.7% of everyone in Vermont.
• National standing: Vergennes ranks 6,765th of 19,457 US places.
• Growth rank: Vergennes ranks 13th among Vermont's 40 places for the 2020-to-2023 change.
• Against the state trend: Vergennes's 0.4% change compares with a Vermont average of -0.1% across its 40 places.
• Density rank: Vergennes places 13th among Vermont's places by people per square mile.
• Against the state median: Vergennes runs about 1,045 residents per square mile, where the Vermont median is 874.
• Location: the Census Gazetteer records it at 44.1677, -73.2553.
• Nearest larger cities: South Burlington (19 mi); Burlington (22 mi); Winooski (23 mi); Essex Junction (23 mi); Montpelier (35 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Lake Placid (37 mi); Cambridge (37 mi); Jeffersonville (39 mi).
• Smaller neighbours: 10 places smaller than Vergennes sit within 50 miles.
• At 100 miles: 36 larger Census places fall inside that radius.

Vermont rules behind a Vergennes personal loan

Vermont has no separate rate rule for Vergennes; the sourced rows below are what reach every lender that serves its 2,566 people.

Borrowing reach in Vergennes

Vergennes is a moderately settled community of about 2,566 people, with 10 larger places inside a 50-mile radius. What is available to Vergennes's 2,566 borrowers is set by Vermont licensing and your own credit, not by how many branches are nearby. The nearest bigger place is South Burlington, VT about 19 miles away.

Vergennes in state context

Within Vermont, Vergennes holds roughly 1.7% of all residents, the 11th-largest share among 40 places. Its 2020-to-2023 change ranks 13th of 40 Vermont places, putting it near the 68th percentile for growth. At about 1,045 people per square mile, Vergennes is the 13th most densely settled place in Vermont. The population moved by about 11 people between 2020 and 2023, a 0.4% shift.

Inside a Vergennes personal loan

In Vergennes, a small community of about 2,566, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Vergennes lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Vergennes loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Vergennes

The Census Gazetteer records 2.5 square miles of land and 0.08 square miles of water within Vergennes. Spread across it are roughly 1,045 residents per square mile. Burlington, the largest place in Vermont, is about 22 miles from Vergennes. A 50-mile radius around Vergennes takes in 10 places that are larger. Within the same 50 miles lie 10 smaller Census places.