Personal loans in Long Grove, IA

The roughly 844 people who live in Long Grove borrow under Iowa rules; city hall sets no personal-loan rate. Decide the purpose of the loan and your repayment plan before sharing any details with a Long Grove lender.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

By population, Long Grove sits at 321st in Iowa, with an estimated 844 residents. A single loan can carry different costs on either side of a state line, and Long Grove sits on the Iowa side of that line. The trend for Long Grove between 2020 and 2023 is upward by roughly 0.5%. For a bigger market, look to Eldridge, IA about 4 miles away.

Long Grove by the numbers

What follows is Long Grove's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

Getting a loan in Long Grove

At roughly 733 people per square mile, Long Grove is moderately settled; 66 larger places lie within 50 miles. What is available to Long Grove's 844 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Eldridge, IA about 4 miles away.

Which Iowa laws govern a loan in Long Grove

Read the table as a lender's compliance picture for Long Grove: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Payday lending statusPermitted under license (delayed deposit services; must be physically located in Iowa)
Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16

What a Long Grove borrower is actually offered

With roughly 844 residents, Long Grove is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Long Grove can be quoted different APRs on the same amount and term. The term you choose in Long Grove decides the split between a comfortable payment and the total interest you pay.

Long Grove on the map

Long Grove covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 733 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 157 miles. Long Grove has 66 larger places within a 50-mile radius. By land area it ranks 328th of 940 Iowa places.

How Long Grove compares across Iowa

Among Iowa's 940 places, Long Grove sits at 321st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Long Grove ranks 196th of 940 in Iowa (about the 79th percentile). At about 733 people per square mile, Long Grove is the 431st most densely settled place in Iowa. The population moved by about 4 people between 2020 and 2023, a 0.5% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Long Grove if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Long Grove is the same as anywhere in Iowa.
What loan size can I expect in Long Grove?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Long Grove?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Long Grove cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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