Personal loans in Bettendorf, IA

The roughly 39,858 people who live in Bettendorf borrow under Iowa rules; city hall sets no personal-loan rate. A lender that serves Bettendorf operates under Iowa lending statutes and a Iowa supervisor. Verify the lender's Iowa licence against the regulator named below before borrowing in Bettendorf. The nearest larger city is Moline, IL about 6 miles away.

Where Bettendorf stands

The figures below are Bettendorf's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: a Census-estimated 39,858, 15th among Iowa's 940 places (Vintage 2023).
• Population trend: Roughly 1.9% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 761 residents.
• Size percentile: with 39,858 residents, Bettendorf is larger than about 98% of Iowa's Census places.
• Density: roughly 1,871 residents per square mile, spread over 21.3 sq mi of land.
• Land area rank: Bettendorf's 21.3 square miles rank 17th of 940 places in Iowa.
• Water area rank: Bettendorf ranks 12th among Iowa's 940 places, with 1.13 sq mi.
• Share of state population: Bettendorf's 39,858 residents are about 1.5% of Iowa.
• National rank: Bettendorf is the 1,004th most populous of the 19,457 Census places covered here.
• Growth rank: Bettendorf ranks 86th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Bettendorf moved 1.9%.
• Density in Iowa: Bettendorf ranks 28th by people per square mile.
• Density vs Iowa: Bettendorf's 1,871 people per square mile compare with a state median of 672.
• Location: 41.5668, -90.4769 (US Census Bureau Gazetteer).
• Nearest larger cities: Moline (6 mi); Davenport (7 mi); Iowa City (55 mi); Dubuque (65 mi); Marion (66 mi). Online lenders reach Bettendorf no matter how far the nearest branch is.
• Smaller places nearby: Panorama Park (1 mi); Riverdale (2 mi); Hampton (4 mi).
• Smaller places within 50 miles: 146 of them.
• At 100 miles: 9 larger Census places fall inside that radius.

How a Bettendorf personal loan is priced

With roughly 39,858 residents, Bettendorf is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Bettendorf's rank of 15th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bettendorf loan but raises total interest, so the smallest payment is not the cheapest loan.

The Bettendorf borrowing checklist

For Bettendorf's roughly 39,858 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

In Bettendorf as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 39,858 residents.

What is available to Bettendorf borrowers

Bettendorf is moderately settled, with about 1,871 people per square mile and 2 larger places within 50 miles. What is available to Bettendorf's 39,858 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Moline, IL about 6 miles away.

Iowa consumer-lending rules applied in Bettendorf

Below are the Iowa rules that apply to a loan made in Bettendorf, each with the regulator that issued it.

Land, water and location for Bettendorf

Bettendorf covers about 21.3 square miles of land, with 1.13 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,871 people per square mile. Des Moines, the largest place in Iowa, is about 162 miles from Bettendorf. Within 50 miles of Bettendorf there are 2 larger Census places. Within the same 50 miles lie 146 smaller Census places.