Personal loans in Hampton, IL
Hampton, Illinois — home to about 1,738 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. About 1,738 people live in Hampton, placing it 503rd of 1,294 Census places in Illinois.
Hampton shed about 2.1% of its population between the 2020 base and the 2023 estimate. To lend to Hampton's 1,738 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Pull your credit reports and line up at least three offers before you apply from Hampton. The closest larger place is East Moline, IL about 3 miles away.
Borrowing in Hampton: the local picture
What follows is Hampton's place in the Census record, alongside the Illinois rules that govern a personal loan made here.
- Population: 1,738 — Hampton ranks 503rd of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 38 residents.
- Size percentile: Hampton's 1,738 people outrank roughly 61% of the places in Illinois.
- Population density: about 1,190 people per square mile (Census land area 1.5 sq mi).
- By land area: Hampton ranks 583rd among Illinois's 1,294 places, at 1.5 sq mi.
- Water: Hampton holds about 0.03 square miles, the 375th-largest water area in Illinois.
- Share of Illinois: Hampton holds about 0.0% of the state's population, some 1,738 people.
- Nationally: Hampton is the 8,149th-largest of 19,457 Census places in the dataset.
- Growth rank: Hampton ranks 652nd among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Hampton's 2.1%.
- Density rank: Hampton places 541st among Illinois's places by people per square mile.
- Against the state median: Hampton runs about 1,190 residents per square mile, where the Illinois median is 993.
- Location: 41.5565, -90.4034 (US Census Bureau Gazetteer).
- Nearest larger cities: East Moline (3 mi); Le Claire (3 mi); Bettendorf (4 mi); Silvis (4 mi); Carbon Cliff (4 mi). Lenders licensed in the state serve Hampton whether or not they keep a local branch.
- Smaller places close by: Panorama Park (3 mi); Riverdale (3 mi); Rapids City (4 mi).
- Smaller places within 50 miles: 109 of them.
- Within 100 miles: 165 places are larger than Hampton.
What shapes a Hampton personal loan
Hampton is a small community of about 1,738 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hampton lender to disclose the APR and finance charge before you sign. The term you choose in Hampton decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Hampton
At roughly 1,190 people per square mile, Hampton is moderately settled; 38 larger places lie within 50 miles. Lenders licensed in Illinois reach Hampton's 1,738 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is East Moline, IL about 3 miles away.
How Hampton compares across Illinois
Hampton is the 503rd-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 652nd of 1,294 Illinois places, putting it near the 50th percentile for growth. At about 1,190 people per square mile, Hampton is the 541st most densely settled place in Illinois. Between 2020 and 2023 the count changed by roughly 38 residents.
Where Hampton sits
Hampton covers about 1.5 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,190 people per square mile. Chicago, the largest place in Illinois, is about 142 miles from Hampton. A 50-mile radius around Hampton takes in 38 places that are larger. The 100-mile radius contains 165 larger places.
The Illinois lending rules that reach Hampton
For the roughly 1,738 residents of Hampton, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- East Moline, IL — population 20,806
- Le Claire, IA — population 4,744
- Panorama Park, IA — population 141
- Silvis, IL — population 7,896
- Carbon Cliff, IL — population 1,792
- Riverdale, IA — population 377
- Rapids City, IL — population 938
- Bettendorf, IA — population 39,858