Personal loans in Donahue, IA
The roughly 336 people who live in Donahue borrow under Iowa rules; city hall sets no personal-loan rate. A single loan can carry different costs on either side of a state line, and Donahue sits on the Iowa side of that line.
With 336 residents, Donahue outranks about 43% of the communities in Iowa. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Donahue loan. Donahue added about 0.6% to its population between the 2020 base and the 2023 estimate. The next larger city is Long Grove, IA about 5 miles away.
Where Donahue stands
The figures below are Donahue's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: 336 people, a figure that places Donahue 539th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 0.6% from 2020 to 2023.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: Donahue's 336 people outrank roughly 43% of the places in Iowa.
- Density: the Census land area of 0.4 sq mi holds about 946 people per square mile.
- Land area: Donahue covers 0.4 square miles, the 757th-largest area among Iowa's 940 places.
- State population share: Donahue accounts for about 0.0% of everyone in Iowa.
- National rank: Donahue sits 14,732nd by population among the 19,457 places in this dataset.
- Growth rank: Donahue's 2020-to-2023 change ranks 180th of 940 places in Iowa.
- Against the state trend: Donahue's 0.6% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Donahue is the 296th most densely settled place in Iowa.
- Density in context: Donahue's 946 people per square mile sit against a Iowa median of 672.
- Location: coordinates 41.6915, -90.6746 (US Census Bureau Gazetteer).
- Nearest larger cities: Long Grove (5 mi); Eldridge (6 mi); Walcott (9 mi); Grand Mound (9 mi); Davenport (10 mi). Lenders licensed in the state serve Donahue whether or not they keep a local branch.
- Smaller towns nearby: Maysville (4 mi); Dixon (7 mi); New Liberty (11 mi).
- Smaller neighbours: 39 places smaller than Donahue sit within 50 miles.
- At 100 miles: 411 larger Census places fall inside that radius.
The anatomy of a Donahue personal loan
Most loans made to Donahue's 336 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Donahue. Because the payment is fixed, the total cost of a Donahue loan is knowable in advance — unlike a revolving card balance.
How Donahue compares across Iowa
Within Iowa, Donahue holds roughly 0.0% of all residents, the 539th-largest share among 940 places. Its 2020-to-2023 change ranks 180th of 940 Iowa places, putting it near the 81th percentile for growth. At about 946 people per square mile, Donahue is the 296th most densely settled place in Iowa. By land area, its 0.4 square miles rank 757th of 940 places in Iowa.
What to do before borrowing in Donahue
Before you apply in Donahue, a community of about 336, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Iowa regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Iowa; what changes is your credit file, not the fact that Donahue holds 336 people.
What Iowa law requires in Donahue
Below are the Iowa rules that apply to a loan made in Donahue, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Getting a loan in Donahue
Donahue is a moderately settled community of about 336 people, with 110 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Donahue's 336 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Long Grove, IA about 5 miles away.
Common questions
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What loan size can I expect in Donahue?
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Does comparing loans in Donahue cost me credit score points?
Nearby places
- Maysville, IA — population 154
- Long Grove, IA — population 844
- Eldridge, IA — population 6,846
- Dixon, IA — population 204
- Grand Mound, IA — population 610
- Walcott, IA — population 1,549
- Davenport, IA — population 100,354
- Calamus, IA — population 350