Personal loans in Maysville, IA
Rate ceilings, licensing requirements and product limits for Maysville are all set at the Iowa level. The roughly 154 people who live in Maysville borrow under Iowa rules; city hall sets no personal-loan rate.
Maysville is home to roughly 154 people and stands 732nd by size out of 940 Census places in Iowa. A 2020-to-2023 comparison shows Maysville down by about 1.9%. Use the calculator on this page to price an amount and term before you commit in Maysville. Borrowers who want a bigger city can look to Donahue, IA about 4 miles away.
Local context for Maysville
Here is the sourced Census picture for Maysville, plus the Iowa lending rules that apply to a loan taken out here.
- Population: about 154 people live here, which puts Maysville 732nd of 940 Census places in Iowa (Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: bigger than about 22% of the places in Iowa, with 154 residents in Maysville.
- Density: roughly 546 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Maysville ranks 805th among Iowa's 940 places, at 0.3 sq mi.
- State population share: Maysville accounts for about 0.0% of everyone in Iowa.
- National rank: Maysville is 17,236th of 19,457 places nationwide.
- Growth rank: Maysville's 2020-to-2023 change ranks 613th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Maysville moved 1.9%.
- Density rank: Maysville is the 568th most densely settled place in Iowa.
- Against the state median: Maysville runs about 546 residents per square mile, where the Iowa median is 672.
- Location: it lies at 41.6495, -90.7183 in the Census Gazetteer.
- Nearest larger cities: Donahue (4 mi); Walcott (5 mi); Eldridge (7 mi); Dixon (7 mi); Long Grove (8 mi). Living near a larger metro rarely changes what is available in Maysville.
- Smaller communities within reach: New Liberty (9 mi); Panorama Park (15 mi); Welton (19 mi).
- Within a 50-mile radius: 14 smaller Census places.
- At 100 miles: 505 larger Census places fall inside that radius.
Getting a loan in Maysville
At roughly 546 people per square mile, Maysville is moderately settled; 138 larger places lie within 50 miles. Lenders licensed in Iowa reach Maysville's 154 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Donahue, IA about 4 miles away.
Where Maysville sits in Iowa
Within Iowa, Maysville holds roughly 0.0% of all residents, the 732nd-largest share among 940 places. For population change between 2020 and 2023, Maysville ranks 613th of 940 in Iowa (about the 35th percentile). Its roughly 546 residents per square mile place it 568th among Iowa's places. In land area, Maysville ranks 805th among Iowa's 940 places.
Which Iowa laws govern a loan in Maysville
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Maysville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Maysville on the map
Inside Maysville's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 154 residents, the land area yields roughly 546 people per square mile. The state's population centre of gravity, Des Moines, is roughly 149 miles away. Maysville has 138 larger places within a 50-mile radius. By land area it ranks 805th of 940 Iowa places.
The Maysville borrowing checklist
These steps shape the offer you get in Maysville, a place of about 154 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Maysville and the rest of Iowa is not the process but the borrower's own file, among the 154 people here.
Common questions
What are my options in Maysville if my credit is poor?
What loan size can I expect in Maysville?
Do I have to pledge anything to borrow in Maysville?
Does comparing loans in Maysville cost me credit score points?
Nearby places
- Donahue, IA — population 336
- Walcott, IA — population 1,549
- Dixon, IA — population 204
- Eldridge, IA — population 6,846
- Long Grove, IA — population 844
- Davenport, IA — population 100,354
- Blue Grass, IA — population 1,686
- Stockton, IA — population 172