Personal loans in Lewisville, TX

With an estimated 133,553 residents, Lewisville is the 26th-largest of 1,224 places in Texas. Lewisville is a sizable city of about 133,553 residents, and a personal loan taken out here is governed by Texas statute.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Decide the purpose of the loan and your repayment plan before sharing any details with a Lewisville lender. State law, not city hall, decides what a lender may do to Lewisville's roughly 133,553 residents, and a state regulator supervises it. Lewisville gained roughly 6.3% in population across the 2020-to-2023 comparison. The next larger city is Frisco, TX about 11 miles away.

Borrowing in Lewisville: the local picture

Here is the sourced Census picture for Lewisville, plus the Texas lending rules that apply to a loan taken out here.

How personal loans work in Lewisville

With roughly 133,553 residents, Lewisville is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lewisville lender to disclose the APR and finance charge before you sign. Shortening the term on a Lewisville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lewisville's place among Texas's 1,224 places

Among Texas's 1,224 places, Lewisville sits at 26th for population, a share of roughly 0.6% of the state. For population change between 2020 and 2023, Lewisville ranks 361st of 1,224 in Texas (about the 71th percentile). At about 3,285 people per square mile, Lewisville is the 61st most densely settled place in Texas. The population moved by about 7,877 people between 2020 and 2023, a 6.3% shift.

Lewisville: area, density and distance

Inside Lewisville's boundaries lie roughly 40.7 square miles of land and 6.24 square miles of water. With 133,553 residents, the land area yields roughly 3,285 people per square mile. For the state's biggest city, Houston, the distance is roughly 244 miles. Counting outward 50 miles, 11 larger communities surround Lewisville. By land area it ranks 53rd of 1,224 Texas places.

Texas rules behind a Lewisville personal loan

Read the table as a lender's compliance picture for Lewisville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Getting a loan in Lewisville

Lewisville is a fairly dense community of about 133,553 people, with 11 larger places inside a 50-mile radius. Lenders licensed in Texas reach Lewisville's 133,553 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Frisco, TX about 11 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lewisville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lewisville is the same as anywhere in Texas.
What loan size can I expect in Lewisville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lewisville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lewisville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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