Personal loans in Lewisville, TX
With an estimated 133,553 residents, Lewisville is the 26th-largest of 1,224 places in Texas. Lewisville is a sizable city of about 133,553 residents, and a personal loan taken out here is governed by Texas statute.
Decide the purpose of the loan and your repayment plan before sharing any details with a Lewisville lender. State law, not city hall, decides what a lender may do to Lewisville's roughly 133,553 residents, and a state regulator supervises it. Lewisville gained roughly 6.3% in population across the 2020-to-2023 comparison. The next larger city is Frisco, TX about 11 miles away.
Borrowing in Lewisville: the local picture
Here is the sourced Census picture for Lewisville, plus the Texas lending rules that apply to a loan taken out here.
- Population: 133,553 — Lewisville ranks 26th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Up about 6.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 7,877 more since the 2020 base.
- Size percentile: about 98% of Texas's Census places are smaller than Lewisville.
- Population density: about 3,285 people per square mile (Census land area 40.7 sq mi).
- By land area: Lewisville ranks 53rd among Texas's 1,224 places, at 40.7 sq mi.
- Water area rank: Lewisville ranks 18th among Texas's 1,224 places, with 6.24 sq mi.
- Within Texas: about 0.6% of the state's population lives in Lewisville.
- National standing: Lewisville ranks 209th of 19,457 US places.
- Growth in Texas: Lewisville stands 361st by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Lewisville's 6.3%.
- Density rank: Lewisville is the 61st most densely settled place in Texas.
- Density vs Texas: Lewisville's 3,285 people per square mile compare with a state median of 840.
- Location: 33.0507, -96.9746 (Census Gazetteer coordinates).
- Nearest larger cities: Frisco (11 mi); Plano (13 mi); Irving (13 mi); Denton (15 mi); McKinney (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: The Colony (5 mi); Hebron (5 mi); Hickory Creek (5 mi).
- Within a 50-mile radius: 175 smaller Census places.
- At 100 miles: 11 larger Census places fall inside that radius.
How personal loans work in Lewisville
With roughly 133,553 residents, Lewisville is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lewisville lender to disclose the APR and finance charge before you sign. Shortening the term on a Lewisville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lewisville's place among Texas's 1,224 places
Among Texas's 1,224 places, Lewisville sits at 26th for population, a share of roughly 0.6% of the state. For population change between 2020 and 2023, Lewisville ranks 361st of 1,224 in Texas (about the 71th percentile). At about 3,285 people per square mile, Lewisville is the 61st most densely settled place in Texas. The population moved by about 7,877 people between 2020 and 2023, a 6.3% shift.
Lewisville: area, density and distance
Inside Lewisville's boundaries lie roughly 40.7 square miles of land and 6.24 square miles of water. With 133,553 residents, the land area yields roughly 3,285 people per square mile. For the state's biggest city, Houston, the distance is roughly 244 miles. Counting outward 50 miles, 11 larger communities surround Lewisville. By land area it ranks 53rd of 1,224 Texas places.
Texas rules behind a Lewisville personal loan
Read the table as a lender's compliance picture for Lewisville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Getting a loan in Lewisville
Lewisville is a fairly dense community of about 133,553 people, with 11 larger places inside a 50-mile radius. Lenders licensed in Texas reach Lewisville's 133,553 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Frisco, TX about 11 miles away.
Common questions
What are my options in Lewisville if my credit is poor?
What loan size can I expect in Lewisville?
Do I have to pledge anything to borrow in Lewisville?
Does comparing loans in Lewisville cost me credit score points?
Nearby places
- The Colony, TX — population 45,471
- Hickory Creek, TX — population 5,688
- Lakewood Village, TX — population 739
- Hebron, TX — population 224
- Coppell, TX — population 41,404
- Lake Dallas, TX — population 7,917
- Highland Village, TX — population 16,100
- Carrollton, TX — population 132,918