Personal loans in Coppell, TX
Coppell is home to roughly 41,404 people and stands 86th by size out of 1,224 Census places in Texas. The roughly 41,404 people who live in Coppell borrow under Texas rules; city hall sets no personal-loan rate.
Verify the lender's Texas licence against the regulator named below before borrowing in Coppell. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Coppell's 41,404 residents. Coppell lost roughly 3.7% of its population across the 2020-to-2023 comparison. The next larger city is Grapevine, TX about 5 miles away.
What the Census records for Coppell
Set out below is Coppell's local context next to the state-level rules that reach every lender here.
- Population: 41,404 — Coppell ranks 86th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.7% between 2020 and 2023.
- People gained or lost: about 1,579 fewer since the 2020 base.
- Size percentile: with 41,404 residents, Coppell is larger than about 93% of Texas's Census places.
- Population density: about 2,870 people per square mile across 14.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Coppell's 14.4 square miles rank 156th of 1,224 places in Texas.
- Water: Coppell holds about 0.31 square miles, the 131st-largest water area in Texas.
- Share of Texas: Coppell holds about 0.2% of the state's population, some 41,404 people.
- National rank: Coppell is the 962nd most populous of the 19,457 Census places covered here.
- Growth in Texas: Coppell stands 1,139th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Coppell moved 3.7%.
- Density rank: Coppell is the 93rd most densely settled place in Texas.
- Against the state median: Coppell runs about 2,870 residents per square mile, where the Texas median is 840.
- Location: 32.9633, -96.9906 (US Census Bureau Gazetteer).
- Nearest larger cities: Grapevine (5 mi); Carrollton (6 mi); Lewisville (6 mi); Irving (7 mi); Flower Mound (9 mi). Lenders licensed in the state serve Coppell whether or not they keep a local branch.
- Smaller communities within reach: Farmers Branch (7 mi); Hebron (8 mi); Addison (9 mi).
- Smaller places within 50 miles: 159 of them.
- Within 100 miles: 36 places are larger than Coppell.
What Texas law requires in Coppell
The rows below set out what a licensed lender must follow in Texas, and so for Coppell's roughly 41,404 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Borrowing reach in Coppell
Coppell is a fairly dense community of about 41,404 people, with 34 larger places inside a 50-mile radius. Whether Coppell has a local branch or not, a Texas-licensed lender can serve its 41,404 people online on the same terms. The nearest bigger place is Grapevine, TX about 5 miles away.
Coppell: area, density and distance
The Census Gazetteer records 14.4 square miles of land and 0.31 square miles of water within Coppell. Spread across it are roughly 2,870 residents per square mile. The largest place in Texas, Houston, lies about 239 miles away. Counting outward 50 miles, 34 larger communities surround Coppell. Within the same 50 miles lie 159 smaller Census places.
Coppell in state context
Within Texas, Coppell holds roughly 0.2% of all residents, the 86th-largest share among 1,224 places. On the 2020-to-2023 trend, Coppell stands 1,139th among Texas's 1,224 places — roughly the 7th percentile. At about 2,870 people per square mile, Coppell is the 93rd most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 1,579 residents.
Inside a Coppell personal loan
In Coppell, a smaller city of about 41,404, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Coppell's 41,404 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Coppell loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Lewisville, TX — population 133,553
- Grapevine, TX — population 50,928
- Carrollton, TX — population 132,918
- Irving, TX — population 254,373
- Farmers Branch, TX — population 36,917
- Hebron, TX — population 224
- Flower Mound, TX — population 79,445
- Euless, TX — population 59,686