Personal loans in Irving, TX

Price two or three terms so you can see which payment is truly affordable in Irving. From the 2020 Census base to the 2023 estimate, the population declined by about 0.9%. For the 254,373 people in Irving, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Dallas, TX about 13 miles away.

Where Irving stands

Set out below is Irving's local context next to the state-level rules that reach every lender here.

• Population: 254,373 — Irving ranks 12th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.9%.
• Net change: roughly 2,318 fewer people than the 2020 Census counted.
• Size percentile: about 99% of Texas's Census places are smaller than Irving.
• Population density: about 3,798 people per square mile (Census land area 67.0 sq mi).
• Land area: Irving covers 67.0 square miles, the 26th-largest area among Texas's 1,224 places.
• Water: Irving holds about 0.99 square miles, the 69th-largest water area in Texas.
• Share of Texas: Irving holds about 1.2% of the state's population, some 254,373 people.
• National rank: Irving is the 85th most populous of the 19,457 Census places covered here.
• Growth rank: Irving ranks 962nd among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Irving's 0.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Irving places 35th among Texas's places by people per square mile.
• Against the state median: Irving runs about 3,798 residents per square mile, where the Texas median is 840.
• Location: latitude 32.8577, longitude -96.9700 (Census Gazetteer).
• Nearest larger cities: Dallas (13 mi); Arlington (14 mi); Plano (19 mi); Fort Worth (23 mi). Online lenders reach Irving no matter how far the nearest branch is.
• Smaller towns nearby: Euless (6 mi); Farmers Branch (7 mi); Coppell (7 mi).
• Smaller neighbours: 187 places smaller than Irving sit within 50 miles.
• At 100 miles: 4 larger Census places fall inside that radius.

The Irving borrowing checklist

These steps shape the offer you get in Irving, a place of about 254,373 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Irving and the rest of Texas is not the process but the borrower's own file, among the 254,373 people here.

Lender access in Irving

With about 3,798 residents per square mile, Irving is fairly dense, and 4 larger Census places sit within 50 miles. Lenders licensed in Texas reach Irving's 254,373 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Dallas, TX about 13 miles away.

Where Irving sits in Texas

Against Texas's other places, Irving accounts for about 1.2% of the state's population and ranks 12th of 1,224 by size. For population change between 2020 and 2023, Irving ranks 962nd of 1,224 in Texas (about the 21th percentile). By density, at about 3,798 people per square mile, it ranks 35th in Texas. Within 50 miles sit 187 smaller Census places, alongside the 4 that are larger.

What Texas law requires in Irving

This table holds the Texas rate and licensing rules for consumer loans made to Irving's 254,373 residents.

Irving on the map

Irving covers about 67.0 square miles of land, with 0.99 square miles of water inside its boundaries (Census Gazetteer). With 254,373 residents, the land area yields roughly 3,798 people per square mile. The largest place in Texas, Houston, lies about 232 miles away. Irving has 4 larger places within a 50-mile radius. By land area it ranks 26th of 1,224 Texas places.